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Living a More Purposeful Life One Cent at a Time

The Opposite of Easy

July 25, 2018 by Penny 23 Comments

There’s so much talk about results. But the way we talk about them kind of baffles me. They are a BIG deal. All caps, let’s not mess around. FINANCIAL FREEDOM. GOAL WEIGHT. HEALTHY LIFESTYLE. FITNESS ROUTINE. MORTGAGE FREEDOM (You knew I would.) Why, then, are we so willing to classify these major milestones as easy? … [Read more…]

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Posted in: Wonder Tagged: change, dieting, easy, effort, exercise, financial goals, fitness, habits, health, lifestyle, progress, wealth

Frugally Awesome…or Awkward: Lawn Mower Edition

July 23, 2018 by Penny 22 Comments

This series took a hiatus for a while. But I don’t want you to think for one second it was because I haven’t been my usual frugal awkward self. I have. I have. I still chirp, “You too!” when a server tells me to enjoy my meal. I still wave at strangers who are waving … [Read more…]

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Posted in: Wonder Tagged: awkward, DIY, frugal, homeowner, homeownership, marriage, repair

Celebrating Your Money Wins – Volume 4

July 20, 2018 by Penny 7 Comments

You can have debt and still be good with money. Full stop. I know. Good day to you, too, friends. Some of you might be scratching your head or making a beeline to the comment section right now, but hear me out.

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Posted in: Celebrate Tagged: $100k, Boston, celebrate, debt, emergency fund, goals, income, money wins, New York City, passive income, rent, roommates, royalties, side hustles

Do You Live in a Home or a Storage Unit?

July 18, 2018 by Penny 23 Comments

I am a neat person. I am organized. I am meticulous with my things. These personality traits are no match for the sheer quantity of stuff lurking just out of sight in my house. Or at least, I thought it was a house. Six years ago, I bought our dream house. We loved it so … [Read more…]

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Posted in: Declutter Tagged: clutter, consumerism, excess, home, homeownership, house, minimalism, mortgage, moving, stress

Our 2018 Summer Goal Checkpoint

July 16, 2018 by Penny 11 Comments

I contend there’s no better city in the world in the summertime than Chicago. Kanye put it in a song, so it must be true. Though summertime Chi does coincide with construction season (if you’re not familiar, that’s any season that there isn’t still snow on the ground), summer is a pretty magical time here. … [Read more…]

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Posted in: Plan Tagged: 403(b), ecofriendly, environment, goals, green, income, investments, planning, progress, side hustle, summer

Celebrating Your Money Wins – Volume 3

July 13, 2018 by Penny 5 Comments

I am here for money wins. Big, small, it doesn’t matter. Any excuse to send some celebratory GIFs into the world and cheer people on as they travel through their money journeys. Why? Because the journey is long. And hard. And challenging. And boring. And basically everything that makes mastering your money so complex. Rather … [Read more…]

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Posted in: Celebrate Tagged: celebrate, credit cards, debt, emergency fund, fitness, money wins, student loan debt, student loan payments, student loans, wellness program

To Anyone Who is Learning That Progress Isn’t a Line

July 9, 2018 by Penny 18 Comments

Every journey begins with a single step. We’ve all see the footprints that accompany this quote on a motivational poster or the viral pin. Sometimes they mimic toes strolling through the sand. Sometimes they mime business shoes stepping across a floor. What they don’t mimic is real life.

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Posted in: Wonder Tagged: celebrate, challenges, charts, goals, graphs, journey, line, problems, progress, spreadsheets, struggles, success

Celebrating Your Money Wins – Volume 2

July 6, 2018 by Penny 10 Comments

Money wins matter, no matter the size. We covered that in the inaugural celebratory post. In an effort to prove my point, I thought I’d share what I’m currently delighting over. $8.55 is headed straight to our mortgage principal. In a recent post, I commented on how I was giving up on Poshmark. Because I … [Read more…]

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Posted in: Celebrate Tagged: budget, celebrate, extra payment, financial literacy, money wins, mortgage, mortgage payoff, scholarships

Actions Over Words: 2018 Second Quarter Recap

July 2, 2018 by Penny 10 Comments

It’s a funny thing: to write about the meaninglessness of words. On a blog. Using my words. But I stumbled upon a quote that seemed really profound. Essentially, our words are who we’d like to be, but our actions are who we are. I set some lofty goals for the second quarter of this year, … [Read more…]

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Posted in: Plan Tagged: 529, college, consumerism, cups, goals, quarter 2, recap, reflect, retirement, savings, spending, waste

Celebrating Your Money Wins – Volume 1

June 29, 2018 by Penny 5 Comments

Every money win is a win, no matter how small. We do a phenomenal job celebrating huge financial milestones. We post, we tweet, we share. Some of us even have dedicated debt-payoff GIFs that we send to others. ::cough cough:: via GIPHY She’s adorable. And so excited. I can’t help it! But the smaller money … [Read more…]

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Posted in: Celebrate Tagged: credit cards, customer service, money wins, points, retirement, saving, selling, spending
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