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Living a More Purposeful Life One Cent at a Time

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My Favorite Frugal Five: A Recap

September 24, 2018 by Penny 8 Comments
Favorite Frugal Five

I am frugal? I am frugal. When I was unsure of myself when I was little, my dad would always comment, “Are you asking me or are you telling me?” I’ve become much more clear on a lot of things since then. I do love the Cubs. I did work hard and get everything done … [Read more…]

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Posted in: Save Tagged: awkward, change, frugal living, frugality, growth, Plutus, Plutus Awards

Celebrating Your Money Wins – Volume 8

August 24, 2018 by Penny 4 Comments

Normally, my money wins are modest. Don’t get me wrong. I really relish the kinds of wins that don’t see the light of day in most blog posts. Because really, if it weren’t for the small wins, would we even have the big ones? But. This is a big but. I’m making an exception today. … [Read more…]

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Posted in: Celebrate Tagged: change, debt, debt payments, found money, money, money wins, piggy bank, retirement account, spare change, student loan payments, student loans, workplace account

The Opposite of Easy

July 25, 2018 by Penny 23 Comments

There’s so much talk about results. But the way we talk about them kind of baffles me. They are a BIG deal. All caps, let’s not mess around. FINANCIAL FREEDOM. GOAL WEIGHT. HEALTHY LIFESTYLE. FITNESS ROUTINE. MORTGAGE FREEDOM (You knew I would.) Why, then, are we so willing to classify these major milestones as easy? … [Read more…]

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Posted in: Wonder Tagged: change, dieting, easy, effort, exercise, financial goals, fitness, habits, health, lifestyle, progress, wealth

Will A Little Bit Always Matter A Lot?

March 5, 2018 by Penny 29 Comments

Less may be more in a lot of respects, but when it comes to personal finance, more is definitely better. Ideas should be scalable. Why double when you can 10X? In a world so focused on growing gaps, increasing income, and building entrepreneurial empires, it makes sense to focus on more. Still, after reaching some … [Read more…]

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Posted in: Save Tagged: change, fun money, Ibotta, mobile apps, mortgage, pennies, Poshmark, spare change

Power Over Life: Best Money Spent

November 4, 2016 by Penny 23 Comments

The list is growing! It started with sweet treats and plane tickets. Then, Matt added concerts and hockey. Now, Jacob from Power Over Life is here to remind us that strategic spending is the key to unlocking some of life’s greatest adventures. Here’s what he considers his best money spent:

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Posted in: Guest Posts, Spending Tagged: adventure, backpacking, best money, best money spent, budget, change, coins, exploring, hiking, rounding up, saving, spare change

Outside the Echo Chamber

September 21, 2016 by Penny 19 Comments

Education is messy. Like any system, nothing in our public schools is simple. While it’s really easy to point the blame at teachers, school boards, and the government, the problems run deeper than that. Yesterday, it came to light that a school in Pennsylvania had enacted a controversial practice of trying to recoup the money … [Read more…]

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Posted in: Uncategorized Tagged: change, education, food, lunches, opinion, poverty, progress, school

One Year In: Blogging for Fun About Money

August 15, 2016 by Penny 77 Comments

She Picks Up Pennies turns one this week. While many bloggers are able to share impressive, jealousy-inducing numbers in terms of income and views, I cannot. Just like all those spam commenters aptly note, I did not monetize my blog. And I’m not entirely sure how to get back to the view in WordPress that … [Read more…]

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Posted in: Wonder Tagged: change, failures, growth, lessons, monetize, money, social media, success, Twitter

Un-Learning Perfect: A Quest for Courage

March 14, 2016 by Penny 14 Comments

Given the choice between perfection and courage, choose courage. Perfection is easy because there is often a measure of safety involved. There’s no great unknown, no proverbial leap. No net needed. As someone who has strived for perfection for nearly three decades, I haven’t only mastered the art of playing it safe, I’ve relied upon … [Read more…]

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Posted in: Uncategorized Tagged: bravery, change, courage, fear, grades, investing, learning, unknown

Can’t Versus Won’t in Finances

November 23, 2015 by Penny 14 Comments

No one actually lives like that. It’s impossible to retire early. Sure, anyone can say those things, but you’re not actually doing that. The amount of vitriol at the bottom of significant savings or early retirement posts on sites like Yahoo Finance could give the Fashion Police on E! some serious trolling competition. It is easy … [Read more…]

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Posted in: Uncategorized Tagged: change, goals, mindset, perspective

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