Chocolate or vanilla? Cake or ice cream? Beach or mountains? Either/or questions might have their place when it comes to icebreakers or dating profiles, but they have also become incredibly pervasive in personal finance. Pay down debt or invest? Grow your income or cut expenses? Donate time or donate money? Focus on little leaks or … [Read more…]
It started with a box of Weebles. A coworker of mine loaded up a small Amazon box with a few dozen pear-shaped plastic creatures. My name was scrawled on the box in permanent marker. At first I thought it was to keep Weeble thieves away. What I realize now, though, was that it was a … [Read more…]
My bookcase also broke this year. So did a lamp and a picture frame. Though we are still months from the end of the year, by my very rough estimates from a largely imperfect student-run checkout system, over fifty books are missing from my classroom library. Nevermind the ones that have come back with cracked … [Read more…]
To say that I’m not sold on minimalism is an understatement. Maybe it’s not minimalism as a whole that I’m skeptical of. Just the kind that comes with a podcast and a really expensive travel bag for sale. But the idea of decluttering and being more intentional with what is allowed to take up space … [Read more…]
As of late, frugality has come under fire. I should know. I took one of the shots. Recently, though, I have also seen other personal finance writers throw some jabs at frugality. They pulled no punches. A lot of it was ugly, and it was downright incorrect in some instances, which leads me to wonder … [Read more…]
There’s perennial talk about the importance of goal setting in personal finance. SMART goals, checklists, apps abound. All of these posts and tools are designed to set people up for success. Looking ahead, though, I am not just interested in success. I’m looking to fail. Here’s why: Looking to Fail There’s real bravery and power … [Read more…]
Blame it all on my roots. This doesn’t have anything to do with boots, black-tie affairs, or Garth Brooks. It has everything to do with how I was raised, and I am not sure I have let everyone in on it. In fact, I know I haven’t. If I had, you might think about those … [Read more…]
“It looks like an advertisement, but don’t recycle this one.” That was all the email said. After checking my work mailbox, I realized exactly what the sender meant: the piece of paper looked like any other flyer from the wellness screening our work partners with forces us to utilize. But instead of some hoaky seasonal … [Read more…]
Kids are expensive. I’m going down swinging. But how expensive they are does have some variability. In fact, when it comes to caring for an infant, we have found that we can fit him into our regular budget. This excludes the cost of childcare, of course. Hence why I’m still swinging. But looking back on … [Read more…]
Y’all, I am frugal. I am FRUgal. But let’s tell the whole truth, mkay? If this sounds familiar, cool, that means I haven’t been totally wasting my time on Twitter. Last week, I wanted to send a little thought out into the universe. I never imagined it would gain the traction that it did. It … [Read more…]