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Living a More Purposeful Life One Cent at a Time

planning

Today Matters Most

March 3, 2020 by Penny 14 Comments

Like most bloggers, I have a variety of goals and milestones that I hope to achieve. I also have a carefully crafted timeline (read: spreadsheet) upon which these ambitions are judiciously plotted. One month, six months, one year, five years, and on down the line. My situation is not unique. Think back to the five … [Read more…]

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Posted in: Wonder Tagged: future, goals, past, planning, present, today

Money Lessons from My Garden

July 20, 2019 by Penny 39 Comments

While I’m a far cry from an expert gardener, it’s been a hobby of mine since I was little. And it’s always been a family affair. I can’t ever recall a summer where my dad and I weren’t trying our hands at a tomato plant or twelve. Not to mention the ill-fated encounter with a … [Read more…]

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Posted in: Invest Tagged: emergency fund, garden, gardening, investing, lessons, money, patience, planning, saving, spending, time

My Money Checklist for Traveling

June 10, 2019 by Penny 18 Comments

The best piece of travel advice I’ve ever heard is to pack half the amount of things that you think you need and twice the amount of money. Whether you’re traveling for business, pleasure, or something in between, there’s no shortage of packing advice on the internet. But what about finances? If you’re anything like … [Read more…]

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Posted in: Explore Tagged: business, checklist, credit cards, money, planning, transaction fees, travel, trip, vacation

What Are You Waiting For?

October 3, 2018 by Penny 19 Comments

What are you waiting for? Start now. There’s no reason not to. If you’re anything like me, you might have a handful of legitimate reasons why you can’t charge full throttle at every dream, both big and small, that you have right now. You’re don’t want to shortchange your students or your colleagues. You are … [Read more…]

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Posted in: Plan Tagged: debt, efund, goals, microgoals, planning, savings, side hustle, strategy, success

Our 2018 Summer Goal Checkpoint

July 16, 2018 by Penny 11 Comments

I contend there’s no better city in the world in the summertime than Chicago. Kanye put it in a song, so it must be true. Though summertime Chi does coincide with construction season (if you’re not familiar, that’s any season that there isn’t still snow on the ground), summer is a pretty magical time here. … [Read more…]

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Posted in: Plan Tagged: 403(b), ecofriendly, environment, goals, green, income, investments, planning, progress, side hustle, summer

10 Lessons Learned After a Decade in My Career

May 29, 2018 by Penny 8 Comments

I am about to close the door on a decade in the classroom. For ten years, I have been able to pursue my passion and do what I love. It isn’t ever easy, but it’s always been worthwhile. Here are ten things that I’ve learned after ten years in my career. 1. Pursue your passions. … [Read more…]

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Posted in: Wonder Tagged: career, flexibility, goals, income, job, job loss, lessons, planning, salary, savings, work

Easy Ways to Save Time and Money

March 12, 2018 by Penny 10 Comments

It’s here! The most sleepy day of the year. It isn’t just the day after the start of Daylight Savings Time that makes for a tricky morning, though. In fact, there isn’t a day on the calendar that I don’t feel like I could use a little more time. In that spirit, I thought I … [Read more…]

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Posted in: Plan Tagged: breakfast, Daylight Savings Time, habits, money, planning, saving, single-task, time

Making the Most of a Month

November 30, 2017 by Penny 6 Comments

28, 30, 31. Then, there’s the really unusual 29. No matter how you flip the pages, each month only has so many days. I’ve recently gotten into the groove of setting goals for each month, and I’ve been met with varying degrees of success. Instead of looking at the end of the month as the … [Read more…]

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Posted in: Explore Tagged: 529, family, finances, goals, health, money, planning, routine, streak, success, time

How Can a Planner Be Unprepared?

October 19, 2017 by Penny 10 Comments

I’ve never watched a single episode of The Walking Dead, but to say the zombie apocalypse thing doesn’t interest me isn’t accurate. I’ve just accepted my role: first eaten. It’s true. I’m not a runner. Ask my high school track coach. Zombie food though I may be, I am a planner by nature, which is … [Read more…]

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Posted in: Plan Tagged: blog chain, emergency, family, planning, prepared, preparedness, risk

How We Saved for Our First Baby

June 19, 2017 by Penny 19 Comments

There is nothing in life that I’ve experienced quite like finding out you are bringing a new life into this world. Not a single thing could wipe the dopey grins from our faces. Not even the reality of the fact that kids are expensive. The smiles were there to stay. But we also knew that … [Read more…]

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Posted in: Plan Tagged: baby, baby fund, Boost Mobile, mortgage, planning, savings
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