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Living a More Purposeful Life One Cent at a Time

Celebrating Your Money Wins – Volume 10

September 14, 2018 by Penny 6 Comments
Money Wins She Picks Up Pennies 10

Little wins count. Sometimes little wins count the most. That’s the premise behind this series, and I really wanted to dig deep to prove it this week. It took some head scratching. Sure, I realized that I was only going to have to get gas once this month. There have been a few surprise rebates … [Read more…]

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Posted in: Celebrate Tagged: customer service, money wins, morning, morning routines, refunds, side hustles, surveys, wins

Teacher Talk: 7 Ways to Build a Library with Free or Cheap Books

September 12, 2018 by Penny 11 Comments
7 Ways to Find Free Books Cheap Books for Your Library

The research is undeniable. Reading is hugely beneficial for kids and teens. What’s more is the numerous benefits reading provides just about anyone. Additionally, if you ask most writers what makes them great at their craft, you’re likely to hear one thing over and over again: great writers are great readers. But there’s a problem. … [Read more…]

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Posted in: Teach Tagged: cheap books, classroom, classroom libraries, free books, Freecycle, libraries, secondhand, teach, teacher talk, teachers, teaching, thrifting

Frugally Awesome…or Awkward: The OfferUp Edition

September 10, 2018 by Penny 8 Comments
OfferUp Frugally Awesome Awkward

Call it serendipity, coincidence, or even divine intervention. As much as I believe that I am largely chartering my own course, every once in a while, the universe slaps me with a reminder to do something. Literally. OK, it wasn’t a slap. It was a trip. I was walking across the intersection in front of … [Read more…]

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Posted in: Spend Tagged: app, awkward, buying, flipping, hand-me-downs, OfferUp, online, reselling, sales, secondhand

Celebrating Your Money Wins – Volume 9

September 7, 2018 by Penny 9 Comments

What win am I celebrating this Friday? Caffeine. What? CAFFEINE! More specifically, I’m celebrating what is probably the biggest money win for me in a long time. It was a BAD day at work a few days ago. Not a Bad day. Not a bad day. It was an all caps, bold, underline bad day. … [Read more…]

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Posted in: Celebrate Tagged: airline miles, celebrations, CostCo, frequent flyer miles, money wins, savings, small wins, spavings, Starbucks, travel hacking

When It’s Time to Recalibrate

September 5, 2018 by Penny 7 Comments

$140. That’s how far we went over our budget last month. In just one category. As far as our budgets go, it was a bloodbath. It was also proof that if I give myself an inch financially, I’ll take a mile. Or at least a few hundred dollars. Rather than wring my hands or cry … [Read more…]

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Posted in: Plan Tagged: fun money, grocery spending, latte factor, lifestyle creep, lifestyle inflation, needs, saving, savings, spending, wants

10 Things I’m Doing Today Besides Shopping

September 3, 2018 by Penny 16 Comments

Today is a holiday. My inbox has been celebrating for over a week. Each day, more and more emails arrive. I can’t unsubscribe fast enough. Weekly ads. Daily deals. For a limited-time only. The limited time, though, seems to grow in sync with the commercialization of each holiday. Today, a day intended to honor better … [Read more…]

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Posted in: Wonder Tagged: clearance, consumerism, coupons, email, email marketing, holidays, malls, promotions, sales, savings, shopping, stores

Teacher Spending Statistics and that Norwex Request

August 29, 2018 by Penny 20 Comments
statistics on teacher spending

I logged onto Facebook. That was my first mistake. Every once in a while, I can’t resist the temptation to check in with far-flung relatives, so I log on. There were three messages waiting for me. I knew what they were without even clicking. Like death and taxes, there is another certainty, albeit much more … [Read more…]

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Posted in: Spending Tagged: budget, career, classroom, classroom expenses, education expenses, MLM, multi-level marketing, Norwex, teacher, teaching

Everything I Tried to Buy My Son in the Past 24 Hours

August 27, 2018 by Penny 23 Comments

My son is starting daycare. Real daycare. The kind run by licensed professionals total strangers. While most people mark the start of a new school year with back-to-school shopping based on supply lists and maybe even child requests (and peer pressure and clever advertisements), I’m shopping for a whole different reason. I’m shopping because I’m … [Read more…]

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Posted in: Wonder Tagged: childcare, clutter, consumer psychology, consumerism, daycare, marketing, parenting, purchases, shopping

Celebrating Your Money Wins – Volume 8

August 24, 2018 by Penny 4 Comments

Normally, my money wins are modest. Don’t get me wrong. I really relish the kinds of wins that don’t see the light of day in most blog posts. Because really, if it weren’t for the small wins, would we even have the big ones? But. This is a big but. I’m making an exception today. … [Read more…]

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Posted in: Celebrate Tagged: change, debt, debt payments, found money, money, money wins, piggy bank, retirement account, spare change, student loan payments, student loans, workplace account

Can You Really Cancel Show and Tell?

August 22, 2018 by Penny 10 Comments

“We don’t do Show and Tell here.” It was a bold proclamation. Especially because it was nowhere on the daycare orientation agenda. Show and Tell is a staple of early education curricular design. It is as familiar as Play-Doh and and the “Clean Up” song. How many times have you done Show and Tell in … [Read more…]

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Posted in: Declutter Tagged: brand names, brands, childcare, consumerism, daycare, declutter, designer, luxury, materialism, minimalism, minimalist
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