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Living a More Purposeful Life One Cent at a Time

Buddy Poppies and Another Lesson in Minimalism

May 25, 2018 by Penny 10 Comments

Every Thursday, I drive through my neighborhood absolutely mesmerized by the heaps of trash and recycle that line both sides of the street. Flat screen TV boxes. Old media stands. Towers of single-use water bottles. For nearly three years, I have worked furiously to minimize what sits in front of our house. In fact, I … [Read more…]

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Posted in: Wonder Tagged: charitable giving, charity, decluttering, less, Memorial Day, minimalism, minimalist, Poppy Day, veterans, Veterans Day

Why I Prefer Extra Income to Emergency Funds

May 21, 2018 by Penny 23 Comments

The calendar invite notification chirped. There it sat in my mailbox. A 9:00 am meeting appointment for three days from now with my boss. No subject. No agenda. No explanation. Despite having just completed my summative evaluation where I earned the highest rankings, I automatically assumed I was about to be fired or transferred or … [Read more…]

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Posted in: Plan, Save Tagged: emergency fund, freelancing, ghostwriting, hustling, job loss, job security, jobs, savings, side hustle, writing

What a Morning in a Hairnet Taught Me About Money

May 17, 2018 by Penny 14 Comments

This past week, I had the chance to do some volunteering. Specifically, my students and I packed food (vitamins, veggies, soy, rice) to be sent around the world to feed the chronically malnourished. We rolled up our sleeves and then got FDA compliant. That meant removing everything from Fitbits to earrings and then scrubbing up. … [Read more…]

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Posted in: Wonder Tagged: blue collar, education, hard work, manual labor, service, service learning, students, teaching, volunteer, volunteering

Am I Making Room for My Priorities?

May 14, 2018 by Penny 13 Comments

I’m not sure what it is about time. Some moments, it feels like it’s crawling. Then, all of a sudden, you blink and almost half the year is gone. I started off the year with good intentions. Scratch that. I started with priorities. Rather than worry about where I’m headed or how far I still … [Read more…]

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Posted in: Plan Tagged: decluttering, goals, investing, priorities. Poshmark, Roth IRAs, Roths, selling, Vanguard

What a Bounce House Rental Says About My Values

May 10, 2018 by Penny 20 Comments

I’ve been a bit busy lately. Instead of blogging, I’ve been spending a fair amount of time pricing out bounce house rentals for our son’s first birthday. I know. I KNOW. My son can’t walk. He can’t even crawl properly. He looks more like a dog scratching its butt on carpet than a graceful cherub … [Read more…]

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Posted in: Spend Tagged: baby, budget, costs, expense, family, first birthday, frugal, guests, spending, values, wedding

I Also Don’t Want Your $14 an Hour Tutoring Gig

May 7, 2018 by Penny 21 Comments

VIPKID has an affiliate program. There. I said it. I’m not burying the lede on this one, fam. In case you have been living under a rock, VIPKID is the new darling of the side hustle world. For $14 an hour before taxes, you, too, can tutor out of the convenience of your home. VIPKID … [Read more…]

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Posted in: Make Tagged: education, extra income, income, side hustle, teachers, Teachers Money Talk, tutoring

The Missing Piece: Helping Others Be Heard

May 4, 2018 by Penny 17 Comments

At times, it takes me a while to speak up. I blame my mom. For whatever reason, she memorized an Omar Khayyám poem and taught it to me at a very young age. I knew all about the idea of being unable to cross out a line after its been written, no matter how many … [Read more…]

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Posted in: Wonder Tagged: Camp FIRE Finance, feminism, finance, platform, Rockstar Finance, speaking up, Women Who Money

Here’s to Strong Women: The End of the Damsel in Financial Distress

April 30, 2018 by Penny 114 Comments

It started at FinCon. Attendees were very generously gifted copies of The Automatic Millionaire. Unfamiliar with the title but well versed in the Latte Factor, I quickly flipped open the book and scanned the accolades that often fill the first few pages. That’s when I saw it. Smart Women Finish Rich.

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Posted in: Wonder Tagged: Dave Ramsey, feminism, finance, money experts, women, women and money

Why I’m Glad I Disagree with My Dad About Money

April 25, 2018 by Penny 13 Comments

My dad and I talk about money fairly regularly. As a money blogger, this is probably par for the course. Except my parents still don’t know about this blog. Not exactly anyway. For those of you who follow me on Twitter, you’ll recall that my husband let the cat out of the bag last fall … [Read more…]

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Posted in: Wonder Tagged: fiduciaries, fiduciary, investment fees, investments, life insurance, saving, spending, term life, term life insurance, Vanguard, whole life, whole life insurance

The Price of Everything, The Value of Nothing

April 23, 2018 by Penny 26 Comments

Why wouldn’t you want to earn more money? You can always earn more; it’s cutting back that you can only do so much of. Most people could find a job that pays twenty, thirty, or even forty thousand dollars a year online in a matter of days. These sentiments that get bantered about online—coupled with … [Read more…]

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Posted in: Wonder Tagged: earning, frugal, frugality, mindfulness, purpose, saving, second job, side hustle, spending
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