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Living a More Purposeful Life One Cent at a Time

goals

10 Ways Our Saving and Spending Shifted This Past Year

February 9, 2021 by Penny 2 Comments
coins piggy bank spending saving shifted

Just about a year ago, scientists and money nerds alike started talking a lot about exponential growth a whole lot. Around that same time, I noticed a really unusual run on frozen pizza that had nothing to do with sporting events. Of course, as we know now, we were headed full throttle into a pandemic … [Read more…]

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Posted in: Save, Spend Tagged: budget, COVID, goals, pandemic, saving, savings goals

Making Food Waste Our Financial Focus

January 12, 2021 by Penny 6 Comments
Food Waste Garbage Pile

If you follow me on Twitter, you know I battled wicked heartburn thanks to a tasty but aggressive jalapeno ranch salad…and then promptly ate the rest for lunch the next day.  This isn’t just a reflection of who I am (it is a compelling snapshot!); it’s also a reflection of my focus. For us, the … [Read more…]

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Posted in: Plan Tagged: food waste, goals, grocery budget, grocery shopping, saving

When Your Money Goals Feel Like an April Fool’s Joke

April 1, 2020 by Penny 4 Comments

I’m not going to lie. I’m not even sure when I lost sight of my goals this quarter, but I do know that by the time March 31 rolled around, those goals were the last thing on my mind. The fact that I was truly worried about trying to get more sleep and save money … [Read more…]

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Posted in: Plan Tagged: COVID-19, failure, goals, pivot, saving, spending, teaching

Today Matters Most

March 3, 2020 by Penny 14 Comments

Like most bloggers, I have a variety of goals and milestones that I hope to achieve. I also have a carefully crafted timeline (read: spreadsheet) upon which these ambitions are judiciously plotted. One month, six months, one year, five years, and on down the line. My situation is not unique. Think back to the five … [Read more…]

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Posted in: Wonder Tagged: future, goals, past, planning, present, today

My Goals for 2020

January 15, 2020 by Penny 11 Comments
Planning out 2020 goals

Productive decluttering. Declutter productively. Less waste. Waste less. I had all sorts of flowery ideals and aspirations written out in a notebook. My plan was to simply transfer it into a blog post, slap a title on it, and call it my goals for 2020. The problem is that none of those visions were concrete … [Read more…]

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Posted in: Plan Tagged: clutter, debt, decluttering, goals, health, investing, mortgage, wellbeing

Q4 2019 Goals: Health Over Wealth

October 9, 2019 by Penny 6 Comments
Q4 Goals 2019 Make It Happen

In less than three months, it’s going to be 2020. I don’t actually care about the year, but based on Internet memes, I needed to point that out, right? Whether it’s 2020, 2021, 2022, or any other flip of the calendar year, I think there’s something really inspiring about the time of year leading up … [Read more…]

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Posted in: Plan Tagged: 403(b), disposable cups, environment, finances, goals, health, plastic, retirement, teacher

Smashing 6 Figures of Debt & Learning From What Doesn’t Apply to Me

August 19, 2019 by Penny 16 Comments
Paid Off 6 Figures of Debt in 7 Years

There’s no sense in burying the lede: Our mortgage finally dipped below six figures. Specifically, we now owe $99,884. And I can’t stop smiling. Mathematically, very little has changed. Technologically, it was just a few clicks and a single payment. Mentally? Psychologically? Emotionally? That is another story, friends. We all know that money is never … [Read more…]

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Posted in: Plan Tagged: debt, debt payoff, goals, inspiration, mortgage, mortgage debt

Q3 2019 Goals: It’s Time to Focus

July 8, 2019 by Penny 5 Comments
Goals for Q3 2019

The year is more than half over. In less than six months, it’ll be 2020. And if I’m entirely honest, I’m not even sure that I’m totally used to calling this year 2019. Knowing that we’re in the downhill half of the year, my instinct was to step even more goals. However, after realizing how … [Read more…]

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Posted in: Wonder Tagged: 529, focus, freelancing, goals, investing, mortgage payoff, retirement savings, side hustles, taxable account

The One Where I Set Too Many Goals: Q2 2019 Recap

July 1, 2019 by Penny 10 Comments
Q2 2019 Goals Recap Summer

We’re halfway through the year! I’m not sure if I should be looking for congratulations or condolences. There’s nothing quite like the calendar flip to July to make me think long and hard about what I’ve done with my year…and what I have left to do. First up is an exploration of my goals for … [Read more…]

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Posted in: Wonder Tagged: fitness, goals, goals recap, health, mortgage, recap

The Only Money Thing I Want to Do By 33

April 24, 2019 by Penny 17 Comments
My Money Time Capsule at 33

Aging is not a death sentence. It is, in fact, the exact opposite. Each birthday is another opportunity to grow, and it’s not just about becoming long in the tooth. People travel forward on their journeys, even if especially if their journeys aren’t straight lines. Of course, our thoughts and views change. What doesn’t get … [Read more…]

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Posted in: Celebrate Tagged: 403(b), birthday, debt, goals, investing, mortgage, Roths, teacher, teaching
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