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Living a More Purposeful Life One Cent at a Time

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Do You Live in a Home or a Storage Unit?

July 18, 2018 by Penny 23 Comments

I am a neat person. I am organized. I am meticulous with my things. These personality traits are no match for the sheer quantity of stuff lurking just out of sight in my house. Or at least, I thought it was a house. Six years ago, I bought our dream house. We loved it so … [Read more…]

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Posted in: Declutter Tagged: clutter, consumerism, excess, home, homeownership, house, minimalism, mortgage, moving, stress

For Everyone Who Has Ever Moved Home

February 15, 2017 by Penny 44 Comments

I heard the names you called me. Boomerang. Mooch. Freeloader. What you said about them wasn’t any better. Enabler. Helicopter. Coddler. In the much-discussed phenomenon of millennials living at home, I thought I would finally add a word to the conversation that is seldom mentioned. Tradition.

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Posted in: Wonder Tagged: aging parents, boomerang, home, living at home, millennial, moving home, parents

How Would You Handle an Extra Expense?

August 3, 2016 by Penny 32 Comments

If an extra expense cropped up, how would your budget fare? Would you cut back? Would you hustle harder? There are challenges to both. If your budget is already fairly bare bones, there may not be any remaining notches to tighten the belt. If your work week is already jam packed, carving out extra hours … [Read more…]

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Posted in: Plan, Save, Stay Tagged: home, house, mortgage, saving, side hustle, spending, taxes

The Price of Politeness

February 16, 2016 by Penny 20 Comments

There’s a fine line between being polite and being a pushover, and it’s a line that I’ve danced along for the majority of my life. Chaulk it up to a consequence of my incredible awkwardness, but speaking up for myself in person has always been more than just a little bit challenge. Like, a whole … [Read more…]

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Posted in: Spend Tagged: bills, etiquette, home, lunch, manners, payment, remodel, renovation, split check

E-Funds & Anchors: The Cheapest $600 Ever Spent

January 15, 2016 by Penny 19 Comments

This week, we paid off Mr. P’s car loan. Approximately 56 minutes after clicking “submit” on the payment, our furnace started squawking. I had a morning appointment to keep, but Mr. P promised to stand at the ready in the basement. I’m not entirely sure what that entailed, but I like to imagine him with … [Read more…]

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Posted in: Save, Spend, Stay Tagged: anchor, budgeting, e-fund, emergency fund, expenses, home, home ownership, home repairs, HVAC, planning

Don’t Be Clueless about Clutter: 20 Signs You Have Too Much Stuff

August 25, 2015 by Penny 9 Comments

I’m a big fan of giving credit where credit is due: Cher Horowitz, this is on you. Growing up, my mission in life was to score a computer–complete with dial-up, of course–that would scan my closet and sound an alarm should I mis-match any of my plaid pieces from Contempo Casual. And while I never … [Read more…]

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Posted in: Uncategorized Tagged: closets, consumerism, decluttering, home, organization, spending

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