She Picks Up Pennies

Living a More Purposeful Life One Cent at a Time

  • Start Here
    • Why Pick Up Pennies?
  • Work With Me
  • Contact & Disclaimer
  • Twitter
  • Facebook
  • Instagram
Living a More Purposeful Life One Cent at a Time

house

How I Know I’m Not Done Decluttering

August 8, 2018 by Penny 27 Comments

I need to keep decluttering. How do I know? There are obvious signs. A “Future Linebacker” Bears football jersey ornament has been hanging on the handle of my desk since last Christmas. (Why?) My husband thinks it’s easier to park in the driveway than on his side of the garage. (He is officially now one … [Read more…]

Share this:

  • Click to share on Twitter (Opens in new window)
  • Click to share on Facebook (Opens in new window)
  • Click to share on Pinterest (Opens in new window)
Posted in: Declutter Tagged: clutter, desk, Freecycle, home ownership, house, minimalism, OfferUp, reselling, selling

Do You Live in a Home or a Storage Unit?

July 18, 2018 by Penny 23 Comments

I am a neat person. I am organized. I am meticulous with my things. These personality traits are no match for the sheer quantity of stuff lurking just out of sight in my house. Or at least, I thought it was a house. Six years ago, I bought our dream house. We loved it so … [Read more…]

Share this:

  • Click to share on Twitter (Opens in new window)
  • Click to share on Facebook (Opens in new window)
  • Click to share on Pinterest (Opens in new window)
Posted in: Declutter Tagged: clutter, consumerism, excess, home, homeownership, house, minimalism, mortgage, moving, stress

A Look at our Biggest Mortgage Payment to Date

December 4, 2017 by Penny 19 Comments

There are two camps in personal finance: those who pay their mortgages early and those who don’t. We are in the first camp. Rather, we were. When we found out I was expecting, we took the interwebs’ advice and stopped making extra payments toward our mortgage, funneling the money into a Baby Fund instead. Now … [Read more…]

Share this:

  • Click to share on Twitter (Opens in new window)
  • Click to share on Facebook (Opens in new window)
  • Click to share on Pinterest (Opens in new window)
Posted in: Spend Tagged: debt, debt free, debt payoff, goals, homeowner, house, mortgage, payment, prepayment, savings

When to Spend Your Emergency Fund

March 27, 2017 by Penny 18 Comments

Could you come up with an extra $500 in an emergency? What about $5000? The statistics about Americans’ inability to cover emergency expenses are sobering, so it’s not surprising that posts calling for emergency funds are everywhere. Peace of mind for the win. And with all the emergency fund hoopla, there’s even been some debate … [Read more…]

Share this:

  • Click to share on Twitter (Opens in new window)
  • Click to share on Facebook (Opens in new window)
  • Click to share on Pinterest (Opens in new window)
Posted in: Plan Tagged: budget, car, efund, emergency, emergency fund, expense, health, house, medical, planning, savings, spend your emergency fund

Our ’17 Mortgage Plan: Advice Wanted

January 23, 2017 by Penny 34 Comments

It’s no secret that I hate my mortgage. It’s no secret that I don’t believe there’s such a thing as good debt. But we do really love our house, our neighborhood, our short commutes, and our proximity to family. So we grin and bear it. Since I fell into personal finance, I’ve taken a Bandaid … [Read more…]

Share this:

  • Click to share on Twitter (Opens in new window)
  • Click to share on Facebook (Opens in new window)
  • Click to share on Pinterest (Opens in new window)
Posted in: Plan Tagged: debt, double payments, homeownership, house, maternity leave, mortgage, payoff plan, savings

A Home-Buying Secret: I Bought Our House

October 31, 2016 by Penny 47 Comments

Four years ago, I bought our house. I know what you’re thinking. But no, this isn’t one of the many times where I type I even though I really mean we. I purchased our house. And it seems like the strangest secret in the world to finally share and celebrate because even though the house was … [Read more…]

Share this:

  • Click to share on Twitter (Opens in new window)
  • Click to share on Facebook (Opens in new window)
  • Click to share on Pinterest (Opens in new window)
Posted in: Spend Tagged: bought our house, couples, debt, house, joint finances, marriage, mortgage, relationship

How Would You Handle an Extra Expense?

August 3, 2016 by Penny 32 Comments

If an extra expense cropped up, how would your budget fare? Would you cut back? Would you hustle harder? There are challenges to both. If your budget is already fairly bare bones, there may not be any remaining notches to tighten the belt. If your work week is already jam packed, carving out extra hours … [Read more…]

Share this:

  • Click to share on Twitter (Opens in new window)
  • Click to share on Facebook (Opens in new window)
  • Click to share on Pinterest (Opens in new window)
Posted in: Plan, Save, Stay Tagged: home, house, mortgage, saving, side hustle, spending, taxes

How I Fell into Six Figures of Debt Without Noticing

November 12, 2015 by Penny 30 Comments

This blog post is dedicated to that four-letter word that will make any finance blogger blush, twitch, foam at the mouth even: Debt. We have it. We have lots of it. To be precise, Mr. P and I have six figures worth of debt, and the first digit wasn’t even a 1 until this past … [Read more…]

Share this:

  • Click to share on Twitter (Opens in new window)
  • Click to share on Facebook (Opens in new window)
  • Click to share on Pinterest (Opens in new window)
Posted in: Save, Spend, Wonder Tagged: bad debt, consumerism, debt, financial literacy, good debt, house, housing, loans, mortgage, society

Join The SPUP Family Here

New posts, never spam

Recent Posts

  • Three Things I’m Glad I Got Wrong About Minimalism February 10, 2023
  • Why I’m Fine with Failing a No Spend Month January 27, 2023
  • A Simple New Year January 2, 2023

Popular Posts

  • Reselling Books: Is SellBackYourBook.com Legit?
  • Why My View on What to Do with Low Ball Poshmark Offers is Changing
  • Three Things I'm Glad I Got Wrong About Minimalism

Archives

Categories

Womens

Best Financial Blogs

Copyright © 2023 She Picks Up Pennies.

Lifestyle WordPress Theme by themehit.com

 

Loading Comments...