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Living a More Purposeful Life One Cent at a Time

homeownership

Lessons Learned from Putting $33K Toward Debt Last Year

March 27, 2019 by Penny 19 Comments
Debt Paydown Progress: $33K in One Year

I hate my mortgage. How’s that for today’s installment of Truths That Surprise No One? No amount of rationalizations have ever made my mortgage seem palatable. I know our interest rate is low. I know we bought at a great time. I know that my money could be working harder for me in the market. … [Read more…]

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Posted in: Spend Tagged: debt, debt payoff, expenses, frugal, homeowner, homeownership, income, mortgage, mortgage payments, mortgage payoff

Frugally Awesome…or Awkward: Lawn Mower Edition

July 23, 2018 by Penny 22 Comments

This series took a hiatus for a while. But I don’t want you to think for one second it was because I haven’t been my usual frugal awkward self. I have. I have. I still chirp, “You too!” when a server tells me to enjoy my meal. I still wave at strangers who are waving … [Read more…]

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Posted in: Wonder Tagged: awkward, DIY, frugal, homeowner, homeownership, marriage, repair

Do You Live in a Home or a Storage Unit?

July 18, 2018 by Penny 23 Comments

I am a neat person. I am organized. I am meticulous with my things. These personality traits are no match for the sheer quantity of stuff lurking just out of sight in my house. Or at least, I thought it was a house. Six years ago, I bought our dream house. We loved it so … [Read more…]

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Posted in: Declutter Tagged: clutter, consumerism, excess, home, homeownership, house, minimalism, mortgage, moving, stress

Our ’17 Mortgage Plan: Advice Wanted

January 23, 2017 by Penny 34 Comments

It’s no secret that I hate my mortgage. It’s no secret that I don’t believe there’s such a thing as good debt. But we do really love our house, our neighborhood, our short commutes, and our proximity to family. So we grin and bear it. Since I fell into personal finance, I’ve taken a Bandaid … [Read more…]

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Posted in: Plan Tagged: debt, double payments, homeownership, house, maternity leave, mortgage, payoff plan, savings

Picky Pinchers: Best Money Spent

December 2, 2016 by Penny 6 Comments
best money spent picky pinchers

It’s a new month and a new opportunity to celebrate the best money spent. To kick off December, Mrs. Picky Pincher from Picky Pinchers stopped by to dish on why the debt on her home is her best money spent. Paint fumes and all…

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Posted in: Guest Posts, Spending Tagged: best money, best money spent, garden, growing, guest, homeownership, mortgage debt, values

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