What’s the first thing you picture when you hear people talking about savings accounts? What about when you read about emergency funds? If I’m being totally honest, I often see little snippets of Lord of the Rings in my head. You know that little balding goblin-y fellow (hobbit?) that clutches the precious ring? via GIPHY … [Read more…]
Somewhere in the swirl of a pandemic, long overdue protests, and a slew of personal ups and downs, we paid our taxes. We also made a really exciting discovery during the deepest financial dive we do all year. A money milestone that I’ve been pursuing relentlessly unfolded: we could pay off our mortgage. But we … [Read more…]
One last big money move of the year. I was going to say decade, but I decided to take a little pressure off you. Pressure off me? It’s your money, Penny. I know that’s what you’re thinking. It is my money, and ultimately, it’s my decision. But like most things in life on this blog, … [Read more…]
In a wild turn of events, my blog was nominated for a Plutus Award again this year. I still can’t find the right words–or really any words–to do this nomination justice. I am beyond thrilled and totally shocked. via GIPHY It was a great reminder to me that there’s always room to celebrate in the … [Read more…]
While I’m a far cry from an expert gardener, it’s been a hobby of mine since I was little. And it’s always been a family affair. I can’t ever recall a summer where my dad and I weren’t trying our hands at a tomato plant or twelve. Not to mention the ill-fated encounter with a … [Read more…]
You can have debt and still be good with money. Full stop. I know. Good day to you, too, friends. Some of you might be scratching your head or making a beeline to the comment section right now, but hear me out.
I am here for money wins. Big, small, it doesn’t matter. Any excuse to send some celebratory GIFs into the world and cheer people on as they travel through their money journeys. Why? Because the journey is long. And hard. And challenging. And boring. And basically everything that makes mastering your money so complex. Rather … [Read more…]
The calendar invite notification chirped. There it sat in my mailbox. A 9:00 am meeting appointment for three days from now with my boss. No subject. No agenda. No explanation. Despite having just completed my summative evaluation where I earned the highest rankings, I automatically assumed I was about to be fired or transferred or … [Read more…]
There’s nothing quite as unsettling as being caught off guard when it comes to money. While you don’t want to treat every day like the sky is falling (Hi, my name is Penny, and that’s exactly how I used to watch my Vanguard account), you also don’t want to bury your head in the sand. … [Read more…]
Our savings account balances just crested six figures. Six figures! I could buy a whole bunch of Jimmy Choos or even a Tesla. We won’t do that, of course. Instead, we’ll celebrate and shrug with our favorite virtual family (that’s you guys). Because if we’re talking about savings, we’ve got to be honest: it can … [Read more…]