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Living a More Purposeful Life One Cent at a Time

health

My Goals for 2020

January 15, 2020 by Penny 11 Comments
Planning out 2020 goals

Productive decluttering. Declutter productively. Less waste. Waste less. I had all sorts of flowery ideals and aspirations written out in a notebook. My plan was to simply transfer it into a blog post, slap a title on it, and call it my goals for 2020. The problem is that none of those visions were concrete … [Read more…]

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Posted in: Plan Tagged: clutter, debt, decluttering, goals, health, investing, mortgage, wellbeing

Q4 2019 Goals: Health Over Wealth

October 9, 2019 by Penny 6 Comments
Q4 Goals 2019 Make It Happen

In less than three months, it’s going to be 2020. I don’t actually care about the year, but based on Internet memes, I needed to point that out, right? Whether it’s 2020, 2021, 2022, or any other flip of the calendar year, I think there’s something really inspiring about the time of year leading up … [Read more…]

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Posted in: Plan Tagged: 403(b), disposable cups, environment, finances, goals, health, plastic, retirement, teacher

The One Where I Set Too Many Goals: Q2 2019 Recap

July 1, 2019 by Penny 10 Comments
Q2 2019 Goals Recap Summer

We’re halfway through the year! I’m not sure if I should be looking for congratulations or condolences. There’s nothing quite like the calendar flip to July to make me think long and hard about what I’ve done with my year…and what I have left to do. First up is an exploration of my goals for … [Read more…]

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Posted in: Wonder Tagged: fitness, goals, goals recap, health, mortgage, recap

My Money Did Better than Me: Q1 2019 Recap

April 3, 2019 by Penny 6 Comments
2019 Q1 Goals Recap

Happy April! The birds are chirping. The sun is staying out later. And it’s snowed, it’s rained, and it’s been 50 and sunny…all in the past week. Welcome to springtime in Chicago! With the arrival of spring (and the other three seasons that also sporadically burst onto the scene), I thought it was finally fitting … [Read more…]

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Posted in: Plan Tagged: charitable giving, charity, debt, finances, Fitbit, goals, green, health, mortgage, retirement, roth, steps, sustainability

She’s An Egomaniac? The Year of Me Q1 2019 Goals

January 2, 2019 by Penny 14 Comments
Setting Goals for the New Year

There’s an incredible amount of pressure to transform yourself at the start of a new year. Or at least develop a plan to launch the transformation process. You know what, friends? I don’t have that kind of plan. In fact, I find the whole idea of having to create a new me overwhelming and, quite … [Read more…]

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Posted in: Plan Tagged: charity, Fitbit, fitness, goals, health, mortgage, roth IRA, sustainability

Yes, I Still Hate My Mortgage: Q4 2018 Recap

December 28, 2018 by Penny 18 Comments
Extra Mortgage Principal Goals 2018

OK, OK. It’s not technically the end of the quarter. But I’m on winter break, so I don’t really know what day, what week, or what year it is. Plus, everyone and their uncle blogger buddy is posting 2018 recaps. Since I don’t set yearly goals (mostly because I’m probably the world’s worst goal setter … [Read more…]

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Posted in: Plan Tagged: 529, college fund, debt, decluttering, financial goals, Fitbit, fitness, goals, health, mortgage, mortgage payment, principal, sustainable

The Opposite of Easy

July 25, 2018 by Penny 23 Comments

There’s so much talk about results. But the way we talk about them kind of baffles me. They are a BIG deal. All caps, let’s not mess around. FINANCIAL FREEDOM. GOAL WEIGHT. HEALTHY LIFESTYLE. FITNESS ROUTINE. MORTGAGE FREEDOM (You knew I would.) Why, then, are we so willing to classify these major milestones as easy? … [Read more…]

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Posted in: Wonder Tagged: change, dieting, easy, effort, exercise, financial goals, fitness, habits, health, lifestyle, progress, wealth

Here’s to Failure: 2018 First Quarter Recap

April 2, 2018 by Penny 23 Comments

There’s perennial talk about the importance of goal setting in personal finance. SMART goals, checklists, apps abound. All of these posts and tools are designed to set people up for success. Looking ahead, though, I am not just interested in success. I’m looking to fail. Here’s why: Looking to Fail There’s real bravery and power … [Read more…]

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Posted in: Plan Tagged: 529, failure, Fitbit, goals, health, interest, mortgage, principal, recap

Wellness Screening Penalty: Putting a Price on Health

March 26, 2018 by Penny 12 Comments

“It looks like an advertisement, but don’t recycle this one.” That was all the email said. After checking my work mailbox, I realized exactly what the sender meant: the piece of paper looked like any other flyer from the wellness screening our work partners with forces us to utilize. But instead of some hoaky seasonal … [Read more…]

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Posted in: Plan Tagged: diet, health, insurance, insurance premiums, money, wellness, wellness screening, wellness screening penalty

What a 28-Day Streak Taught Me About Money

March 1, 2018 by Penny 10 Comments

Happy 2013, everybody! OK, fine. I know what year it really is, but it turns out that for me, it’s also the year of the Fitbit. That’s right. My plan to pay for my health paid off. For 28 days in a row, I met my step goal. Put it another way, I recorded over … [Read more…]

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Posted in: Wonder Tagged: finance, Fitbit, fitness, health, priorities, tracking, wellness
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