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Living a More Purposeful Life One Cent at a Time

Giving is a Muscle: Inspiration from Around the PF Community

November 26, 2018 by Penny 17 Comments

Don’t be a Scrooge. Shockingly, this might be the one thing you read today that has nothing to do with the holidays. While Scrooge’s bad behaviors juxtapose most dramatically with Christmastime, it’s safe to say that he was a miser all year. Which is exactly what this post is about. It’s no secret that the … [Read more…]

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Posted in: Wonder Tagged: charities, charity, community, donate, giving, help, kindness, volunteer, volunteering

Four Hard Money Lessons That I’m Grateful For

November 21, 2018 by Penny 4 Comments
Hard Money Lessons I'm Grateful For

It’s almost turkey time in the States. While I understand the holiday’s roots are questionable, and holidays in general can be a difficult time for people, I always find myself awash with gratitude this time of year. Over the past few weeks, I’ve spent a lot of time thinking about what I’m grateful for and … [Read more…]

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Posted in: Celebrate Tagged: advice, bosses, clutter, consumerism, debt, decluttering, lessons, maternity leave, money lessons, quitting, resign, resignation, waste

Holiday Money Wins

November 19, 2018 by Penny 5 Comments
Holiday Money Wins

It’s the most wonderful time of the year, and it’s also the spendiest. Or is it? If you believe news channels or angry tweets, then maybe. It seems that most people look at this time of year as one in which we lose what little willpower we have and become total gluttons, mindlessly downing empty … [Read more…]

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Posted in: Celebrate Tagged: celebrations, debt payoff, gifting, gifts, holidays, money wins, mortgage, mortgage milestone, presents, Secret Santa, Swagbucks

Four Ways to Make Your Thanksgiving More Frugal

November 14, 2018 by Penny 17 Comments
Four Ways to Have a Frugal Thanksgiving

Alright, alright. With Thanksgiving time nearly upon us, I’ve been thinking a lot about how much money Americans spend on turkey time each year. About $165, with nearly $68 of that going to travel.  In my mind, this number is the problem with averages. If you are flying your family across the country, you’re spending … [Read more…]

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Posted in: Save Tagged: baking, cooking, family, frugal, holiday, holiday expenses, recipes, spending, Thanksgiving, travel

What It’s Really Like to Share Your Salary with the World

November 12, 2018 by Penny 35 Comments
How Much Money Teachers Make

Does income matter on the journey to financial independence? Duh. I agreed to be a guest on a podcast panel where I could weigh in on that very question. To be quite honest, I wasn’t sure what I could possibly add to the discussion besides a hearty, “Of course!” Still, I agreed. I anticipated that … [Read more…]

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Posted in: Make Tagged: frugal, income, middle class, salary, savings, spending, transparency

How Do You Win at Money Over the Holidays?

November 7, 2018 by Penny 10 Comments
Money Wins Celebrations

The holiday season is fast approaching. This is the time of year when everyone from your grandma to your favorite news anchor is talking about… Spending. Not what you thought I was going to say, was it? It almost goes without saying that when it comes to a celebration, there is usually some kind of … [Read more…]

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Posted in: Celebrate Tagged: celebrations, consumerism, goals, holidays, money wins, purposeful spending, saving, spending, success, wins

Naps are Priceless and Other Things I Learned Going Back to Work

November 5, 2018 by Penny 15 Comments
What It's Like to Be a Working Mom

Exactly one year ago, my maternity leave ended. In some ways, time has never moved faster. In other ways, I can’t believe how much things still feel the same. But for 365 days, I have had a full-time job in addition to being a mom. My son has spent more of the time that he is … [Read more…]

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Posted in: Make Tagged: baby, career, earning, education, income, maternity leave, mom, motherhood, parenting, salary, savings, son, teaching, toddler, work, working

What Happened When I Tried to Stop Believing in the Latte Factor

October 29, 2018 by Penny 26 Comments
Is the latte factor real?

It started with a beverage. Of course it did. No, I’m not talking about an actual latte. Truth be told, I don’t drink coffee of any kind. Not even the kind that comes with a heaping of high fructose corn syrup and a caramel swirl. This was a Diet Coke. I had some time to … [Read more…]

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Posted in: Spend Tagged: earning, expenses, grocery, grocery budget, income, latte factor, shoes, splurges, Starbucks

What Would You Do with a Lotto Win?

October 24, 2018 by Penny 11 Comments
Lottery Daydreams

Oh. You didn’t win the lottery? Bummer. Me neither.  OK, fine. You don’t play the lottery. Neither do I. In fact, I have a really hard time doing anything other than sinking a few pennies in the slots in Vegas and cashing out right away. I like my money. Sue me. But still, it’s fun to … [Read more…]

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Posted in: Wonder Tagged: Aldi, charitable giving, giving, groceries, lottery, lotto, mortgage, spending

5 Things I Wish I Knew About Freelancing

October 22, 2018 by Penny 8 Comments
5 Things I Wish I Knew About Freelancing

I have been freelancing for a long time. Not in the flashy, six-figure, time to make a course way, but in the holy cats, my job doesn’t pay super well, and I’d like some side money way. This isn’t just about teaching. In high school and college, I worked myriad part-time jobs for minimum wage. … [Read more…]

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Posted in: Make Tagged: copyediting, earn, editing, freelancer, freelancing, ghostwriting, hustle, income, side hustle, tutoring
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