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Living a More Purposeful Life One Cent at a Time

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Sweet Summertime: Celebrating Your Money Wins – Volume 18

July 17, 2019 by Penny 3 Comments
Summer Money Wins Cheers with Fruity Drinks

There’s nothing sweeter than summertime, so I thought it was only fitting that we do some celebrating. Specifically, I wanted to put together a roundup of other people’s money wins in the personal finance community. Why? Because I am spending all of my dollars this summer, so we better ask other people for help here.  … [Read more…]

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Posted in: Celebrate Tagged: debt, DIY, family, frugal, homeowner, loans, money wins, negotiate, summer

Lessons Learned from Putting $33K Toward Debt Last Year

March 27, 2019 by Penny 19 Comments
Debt Paydown Progress: $33K in One Year

I hate my mortgage. How’s that for today’s installment of Truths That Surprise No One? No amount of rationalizations have ever made my mortgage seem palatable. I know our interest rate is low. I know we bought at a great time. I know that my money could be working harder for me in the market. … [Read more…]

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Posted in: Spend Tagged: debt, debt payoff, expenses, frugal, homeowner, homeownership, income, mortgage, mortgage payments, mortgage payoff

Frugally Awesome…or Awkward: Lawn Mower Edition

July 23, 2018 by Penny 22 Comments

This series took a hiatus for a while. But I don’t want you to think for one second it was because I haven’t been my usual frugal awkward self. I have. I have. I still chirp, “You too!” when a server tells me to enjoy my meal. I still wave at strangers who are waving … [Read more…]

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Posted in: Wonder Tagged: awkward, DIY, frugal, homeowner, homeownership, marriage, repair

A Look at our Biggest Mortgage Payment to Date

December 4, 2017 by Penny 19 Comments

There are two camps in personal finance: those who pay their mortgages early and those who don’t. We are in the first camp. Rather, we were. When we found out I was expecting, we took the interwebs’ advice and stopped making extra payments toward our mortgage, funneling the money into a Baby Fund instead. Now … [Read more…]

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Posted in: Spend Tagged: debt, debt free, debt payoff, goals, homeowner, house, mortgage, payment, prepayment, savings

A Six-Figure Celebration and Shrug

July 10, 2017 by Penny 41 Comments

Our savings account balances just crested six figures. Six figures! I could buy a whole bunch of Jimmy Choos or even a Tesla. We won’t do that, of course. Instead, we’ll celebrate and shrug with our favorite virtual family (that’s you guys). Because if we’re talking about savings, we’ve got to be honest: it can … [Read more…]

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Posted in: Save Tagged: baby fund, e-fund, emergency fund, homeowner, savings, six figures

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