While the year is just getting started, I can’t help but notice how much this feels like a time of reflection. It’s been a year since a spike protein upended our lives and changed our world. Personally, I’ve already noticed just how much our finances evolved this past year. Additionally, I spent some time reflecting … [Read more…]
The warm weather faded dramatically fast in typical Midwestern fall fashion. Overnight temperatures are already flirting with freezing, and the days aren’t nearly as warm as they were even a week ago. While there are many things I adore about the change in seasons, there’s no doubt that it’s easier to have free & frugal … [Read more…]
This summer, I started spending more money! Kind of. Sort of. Really? If that seems like a strange proclamation coming from someone who loves frugal living and isn’t above a little garbage picking from time to time, maybe it is. And that’s a problem. As I continually push myself to be more purposeful with my … [Read more…]
When I first started teaching, I had one class where I was the only white face in the room. Our curriculum spanned everything from Edgar Allen Poe and Jack London to Martin Luther King Jr. and Malcolm X. There were times when I was the expert and other times when I couldn’t muster a single … [Read more…]
To say that this hasn’t been the spring we imagined is an understatement. Our usual free and frugal fun adventures are comprised of library visits, playground adventures, and children’s museum explorations. So when the pandemic and subsequent lockdown more or less shook the Etch-a-Sketch of options clean, we had to rethink what free and frugal … [Read more…]
I tend to prioritize saving over earning more money. It’s worth noting *why* I do this. Obviously, if you have a big mountain of debt to move, the best way to move the needle is to make more money. However, we don’t have an income problem so much as a spending problem. Or at least, … [Read more…]
The email hit my inbox around 2 am. If you know anything about Target and their designer collaborations, this is not all that unusual. In fact, it’s pretty standard. What was different about this designer launch is that I…slept through it. In years past, I would sit up and watch the minutes click by. Would … [Read more…]
Remember how in my last money diary I joked about $19 in 48 hours making kids expensive? Hahahahahahahaha. Here’s live footage of me trying to salvage our budget at the end of July. via GIPHY There’s just something about summertime that means spending in my life. Though if social media is any indication, it’s pretty … [Read more…]
There’s nothing sweeter than summertime, so I thought it was only fitting that we do some celebrating. Specifically, I wanted to put together a roundup of other people’s money wins in the personal finance community. Why? Because I am spending all of my dollars this summer, so we better ask other people for help here. … [Read more…]
My default setting is programmed to shop. It’s truly an instinct and impulse. I spend a lot of time guarding against it, but I want to acknowledge something very important. Critical even. I. Buy. Things. It doesn’t get said enough. Not like that anyway. No, I don’t mean the excessive line spacing, either. Whenever people … [Read more…]