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Living a More Purposeful Life One Cent at a Time

No One Owes You An Apology for Spending Money

June 27, 2018 by Penny 32 Comments

“Well, that’s not stealth wealth.” “Do you know how many years you’re delaying retirement with that kind of spending?” “Could my neighbor keep up with the Joneses any harder?” “I have these friends who would have a lot more money if they just wouldn’t make such bad choices with their money.” It’s easy to spout … [Read more…]

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Posted in: Spend Tagged: advice, consumerism, help, judgement, personal finance, pressure, priorities, spend, spending, values

Why I’m Skipping Starbucks

June 25, 2018 by Penny 20 Comments

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Posted in: Save Tagged: budget, coffee, consumerism, environment, latte factor, mindful, plastic, plastic waste, reusable, reuse, Starbucks, sustainable, waste

Your Stuff Isn’t Worth What You Think

June 20, 2018 by Penny 24 Comments

This could be the kind of post with a dramatic conclusion that whispers, “No, your stuff isn’t worth what you think. (breathy pause) It’s worth more.” But this is not that post. Your stuff is worth less than you think. A lot less. Basically, it’s worthless. How can I be so certain? I am the … [Read more…]

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Posted in: Declutter Tagged: clothes, clothing, Coach, designers, eBay, fashion, fast fashion, OfferUp, Poshmark, resale, reselling, shoes, Yves Saint Laurent

Do You Recognize Your Own Success?

June 18, 2018 by Penny 22 Comments

Do you see your success? I don’t. Sure, everyone once in a while, I’ll stop to toot my own horn on Twitter or on the blog. I’m a big fan of sharing extra mortgage payments or totaling up how much debt I’ve destroyed in a year. But I don’t know that I’ve ever actually defined … [Read more…]

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Posted in: Wonder Tagged: celebration, finances, goals, money, money wins, success

Upping Our Grocery Bill: Manufactured Spending with Discover Cards

June 13, 2018 by Penny 15 Comments

I spent the better part of a year dropping our grocery budget to $200 a month. I wore that number like a badge of honor. That’s why when I told my husband I wanted to spend $1000 a month at the grocery store, he thought I was joking. What I’m really trying to do is … [Read more…]

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Posted in: Spend Tagged: budget, credit card, Discover card, gift cards, grocery budget, grocery store, manufacture spend, manufactured spending

10 Money Moves We’re Making This Summer

June 11, 2018 by Penny 17 Comments

School’s out for summer! To-do lists are shorter. Days are longer. And I’m actually sticking to my word and not teaching summer school. While that certainly makes room for relaxation, summer is also the perfect time for us to make some new money moves. Here’s our plan:

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Posted in: Save Tagged: clutter, decluttering, freelancing, ghostwriting, investing, kayak, money, outside, reselling, side hustling, summer, writing

Reselling Textbooks: Is Buyback Express a Scam?

June 7, 2018 by Penny 5 Comments

If you have a stack of textbooks that you’re absolutely desperate to part with, you are not alone. Half.com used to be my jam. I have been selling old books for years. But since Half.com shut down, my textbook stash has been growing. Determined to resell my textbooks and declutter a drawer, I used Bookscouter … [Read more…]

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Posted in: Declutter Tagged: Buyback Express, declutter, decluttering, Half.com, resale, reselling, selling, textbook, textbooks

Guilt is Not the Antidote to Consumerism

June 4, 2018 by Penny 19 Comments

I I owe my undergrad professor an apology. He was the ultimate minimalist. He railed against conspicuous consumption, thumping his dog-eared copy of Veblen’s The Theory of the Leisure Class on a desk. He cycled through the same handful of clothes in the same neutral color scheme. He wore shorts that showcased socks he haphazardly … [Read more…]

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Posted in: Declutter Tagged: consumerism, decluttering, education, minimalism, teacher

Minimize in May: A Decluttering Recap

May 31, 2018 by Penny 18 Comments

Get rid of your stuff without putting a burden on someone or something else? Sign me up! Britt at Tiny Ambitions created a mindful decluttering challenge called Minimize in May. It spoke to me for a lot of reasons. It’s important work. (I still have too much stuff). It’s more manageable. (You can only fail … [Read more…]

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Posted in: Declutter Tagged: #MinsGame, challenge, debt, declutter, growth, minimalism, minimalists, mortgage payoff, reselling, selling

10 Lessons Learned After a Decade in My Career

May 29, 2018 by Penny 8 Comments

I am about to close the door on a decade in the classroom. For ten years, I have been able to pursue my passion and do what I love. It isn’t ever easy, but it’s always been worthwhile. Here are ten things that I’ve learned after ten years in my career. 1. Pursue your passions. … [Read more…]

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Posted in: Wonder Tagged: career, flexibility, goals, income, job, job loss, lessons, planning, salary, savings, work
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