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Living a More Purposeful Life One Cent at a Time

Sometimes Spending is the Answer

October 17, 2018 by Penny 12 Comments
Sometimes Spending is the Answer

“He looks like Buster Brown.” This statement is equal parts puzzling and entertaining when you don’t know who Buster Brown is. That’s the camp I fell into before today. I could tell my mom was dismayed over my son’s new haircut based solely on her delivery. The deadpan look. The hand on her hip. The … [Read more…]

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Posted in: Spend Tagged: awkward, baby, cheap, frugal, frugality, parenthood, parenting, parents, saving, spending, toddler

Teacher Talk: I Doubled My Salary

October 15, 2018 by Penny 29 Comments
How to Double Your Salary as a Teacher

I did it. I finally did it. I doubled my salary. I’m not talking about my full-time income mixed with various side hustle streams. This has nothing to do with passion projects. No freelancing, no ghostwriting, none of it. I doubled my full-time salary. And I am so proud. There’s a lot of debate about … [Read more…]

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Posted in: Make Tagged: education, educator, fired, master's degree, raise, RIF, salary, teacher, teacher salary, teacher talk

A Mortgage Milestone & More: 2018 Third Quarter Recap

October 10, 2018 by Penny 19 Comments

I love words. It’s sometimes weird electing to spend all of my virtual free time in a world that values numbers when it is really words that speak to me. But when I look back at my progress this year, I have a confession to make: The numbers make a difference. I used to be … [Read more…]

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Posted in: Plan Tagged: debt, Fitbit, fitness, Freecycle, goals, mortgage, mortgage milestone, mortgage payoff, online sales, quarter, six figures, steps

What Is Your Why? Moving Beyond Vanity Metrics

October 8, 2018 by Penny 22 Comments
Finding Your Why

Numbers are everywhere. Of course they are, Penny. You’re a personal finance blogger. It’s hard to talk about money without mentioning numbers. Touche, friend. Touche. But we’ve already established that your bank account is a poor measure of you as a person. In case you need me to say it again, though, I will. You … [Read more…]

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Posted in: Wonder Tagged: bounce rate, clicks, diet, direction, education, goals, metrics, numbers, pageviews, purpose, teacher, teaching, traffic

What Are You Waiting For?

October 3, 2018 by Penny 19 Comments

What are you waiting for? Start now. There’s no reason not to. If you’re anything like me, you might have a handful of legitimate reasons why you can’t charge full throttle at every dream, both big and small, that you have right now. You’re don’t want to shortchange your students or your colleagues. You are … [Read more…]

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Posted in: Plan Tagged: debt, efund, goals, microgoals, planning, savings, side hustle, strategy, success

Five #FinCon18 Takeaways That Won’t 10x Anything

October 1, 2018 by Penny 36 Comments

Last week, I went to a money and media conference. I didn’t take many notes. If you’re looking for big takeaways to help you 10x your life or your brand, look elsewhere. Why? In the spirit of full disclosure, I attended exactly one session. It’s not because I wasn’t excited for the speakers. I was. … [Read more…]

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Posted in: Wonder Tagged: #FinCon18, blogging, community, connections, FinCon, friendship, networking, success, writing

My Favorite Frugal Five: A Recap

September 24, 2018 by Penny 8 Comments
Favorite Frugal Five

I am frugal? I am frugal. When I was unsure of myself when I was little, my dad would always comment, “Are you asking me or are you telling me?” I’ve become much more clear on a lot of things since then. I do love the Cubs. I did work hard and get everything done … [Read more…]

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Posted in: Save Tagged: awkward, change, frugal living, frugality, growth, Plutus, Plutus Awards

A Plutus Nod for Celebrating Your Money Wins – Volume 11

September 21, 2018 by Penny 2 Comments
Money Wins Plutus Nomination

Today’s money win is different. It isn’t strictly financial. There really aren’t any exact dollars and cents. Unless, of course, you count the dollars and cents that I spend on my blog. If that’s the case, this money win has a negative sign in front of it. But it’s worth every penny. Really! Over the … [Read more…]

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Posted in: Celebrate Tagged: investing, milestone, money, money wins, portfolio, progress, retirement, retirement account, savings, small wins, stock market

When You Get More Than You Give (Up)

September 19, 2018 by Penny 15 Comments
Frugality PB and J

Peanut butter and jelly. I eat it every day for lunch. After a recent interview on the FIRE Drill Podcast, that seemed to be the sound bite that stood out to most people. I could practically hear people’s sighs laiden with pity. Rather than write an ode about that the deliciousness of that simple sandwich … [Read more…]

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Posted in: Save Tagged: charitable giving, charity, consumerism, eco-friendly, environment, environmentalism, mindful, mindful spending, mindfulness, shopping

Share Your Struggles, Not Just Your Successes

September 17, 2018 by Penny 32 Comments

Last week, I saw a mom at a distance walking with a toddler, a dog, and a toddler push car as I drove home from work. My heart melted. I smiled at the scene. My son has the same car. In fact, I was headed home so that I could become that mom—sans dog—in a … [Read more…]

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Posted in: Wonder Tagged: debt, investing, memory, motherhood, roth IRA, stock market, storytelling, success, Vanguard
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