I’d like to say that since I started this blog, we’ve been on a mission to pay off our debt. But the truth is that I started blogging under the impression we were mostly debt free because our cars were almost paid off…and I didn’t realize a mortgage was debt. I know. I know. Once … [Read more…]
One last big money move of the year. I was going to say decade, but I decided to take a little pressure off you. Pressure off me? It’s your money, Penny. I know that’s what you’re thinking. It is my money, and ultimately, it’s my decision. But like most things in life on this blog, … [Read more…]
The year is more than half over. In less than six months, it’ll be 2020. And if I’m entirely honest, I’m not even sure that I’m totally used to calling this year 2019. Knowing that we’re in the downhill half of the year, my instinct was to step even more goals. However, after realizing how … [Read more…]
There’s no such thing as stupid questions. But I’m pretty sure I’m about to ask one. When should I pay off my mortgage? We’ve been homeowners for a while now. In fact, we were just awkwardly introducing ourselves to new neighbors down the street (I later found part of a stick in my hair, don’t … [Read more…]
I hate my mortgage. How’s that for today’s installment of Truths That Surprise No One? No amount of rationalizations have ever made my mortgage seem palatable. I know our interest rate is low. I know we bought at a great time. I know that my money could be working harder for me in the market. … [Read more…]
I love words. It’s sometimes weird electing to spend all of my virtual free time in a world that values numbers when it is really words that speak to me. But when I look back at my progress this year, I have a confession to make: The numbers make a difference. I used to be … [Read more…]
“Maybe we should just give up.” A blank stare greeted me. “OK. Not give up, but we could just push a really big pause button for the next five or ten years.” I got no reaction. Instead, silence hung in the air. Finally, something. “If that’s what you want. But I know that’s not what … [Read more…]
Money wins matter, no matter the size. We covered that in the inaugural celebratory post. In an effort to prove my point, I thought I’d share what I’m currently delighting over. $8.55 is headed straight to our mortgage principal. In a recent post, I commented on how I was giving up on Poshmark. Because I … [Read more…]
Get rid of your stuff without putting a burden on someone or something else? Sign me up! Britt at Tiny Ambitions created a mindful decluttering challenge called Minimize in May. It spoke to me for a lot of reasons. It’s important work. (I still have too much stuff). It’s more manageable. (You can only fail … [Read more…]
What would you do if you found an extra $500 in your budget? I mean, after you dry your tears of joy and dance around the kitchen (quietly, though, there’s a baby). After my salary was slaughtered this year thanks to an unpaid maternity leave and a bizarrely written contract that landed me with a … [Read more…]