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Living a More Purposeful Life One Cent at a Time

Easy Ways to Save Time and Money

March 12, 2018 by Penny 10 Comments

It’s here! The most sleepy day of the year. It isn’t just the day after the start of Daylight Savings Time that makes for a tricky morning, though. In fact, there isn’t a day on the calendar that I don’t feel like I could use a little more time. In that spirit, I thought I … [Read more…]

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Posted in: Plan Tagged: breakfast, Daylight Savings Time, habits, money, planning, saving, single-task, time

My Side Hustle Rumbles On

March 9, 2018 by Penny 11 Comments

The great debate over side hustling continues. It probably always will. Somehow, the post in which I call side hustling stupid landed in the Sweet 16 round of Rockstar Finance Rumble. To celebrate the unexpected journey this post has taken me on, I thought I would share another side hustling story and spotlight some other … [Read more…]

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Posted in: Make Tagged: bloggers, collab, collaboration, side gig, side hustle, tutoring

The Numbers That I Wish My Friends Would Share

March 8, 2018 by Penny 32 Comments

There’s this common misconception that women don’t talk numbers. The truth of the matter is that the women in my life talk numbers far more than any man I know. Take my best friends for example: I know how many boyfriends they have had. I know how many pairs of shoes one friend owns and … [Read more…]

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Posted in: Wonder Tagged: dogs, family planning, home ownership, kids, own, pay gap, pets, rent, salary, salary schedule

Will A Little Bit Always Matter A Lot?

March 5, 2018 by Penny 29 Comments

Less may be more in a lot of respects, but when it comes to personal finance, more is definitely better. Ideas should be scalable. Why double when you can 10X? In a world so focused on growing gaps, increasing income, and building entrepreneurial empires, it makes sense to focus on more. Still, after reaching some … [Read more…]

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Posted in: Save Tagged: change, fun money, Ibotta, mobile apps, mortgage, pennies, Poshmark, spare change

What a 28-Day Streak Taught Me About Money

March 1, 2018 by Penny 10 Comments

Happy 2013, everybody! OK, fine. I know what year it really is, but it turns out that for me, it’s also the year of the Fitbit. That’s right. My plan to pay for my health paid off. For 28 days in a row, I met my step goal. Put it another way, I recorded over … [Read more…]

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Posted in: Wonder Tagged: finance, Fitbit, fitness, health, priorities, tracking, wellness

Paid for Photos: Is Job Spotter Worth It?

February 26, 2018 by Penny 25 Comments

Would you accept fifty cents or a dollar for your photos? If you’re a professional photographer, absolutely not. But what about a snap that you take on your way into or out of a grocery store or a local coffee shop? Now, we might be talking. If you are looking to add a few dollars … [Read more…]

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Posted in: Make Tagged: app, extra income, Ibotta, Job Spotter, photography, photos, shopping, side hustle

Are Side Hustles Still Stupid?

February 21, 2018 by Penny 29 Comments

To celebrate my move to the Sweet 16 spot in the Rockstar Finance Rumble, I thought I would update this post with a few more bloggers and their takes on side hustling. Hop down to the bottom to see the full list! Last year, I boldly declared the stupidity of the side hustle. I didn’t … [Read more…]

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Posted in: Make Tagged: freelance, freelancing, hustle, Poshmark, reselling, selling, side hustle, tutoring, writing

Finding $500: What to do with Extra Income

February 19, 2018 by Penny 29 Comments

What would you do if you found an extra $500 in your budget? I mean, after you dry your tears of joy and dance around the kitchen (quietly, though, there’s a baby). After my salary was slaughtered this year thanks to an unpaid maternity leave and a bizarrely written contract that landed me with a … [Read more…]

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Posted in: Save Tagged: budget, e-fund, extra income, mortgage, mortgage payoff, raise, saving, savings, spending

Is FIRE Distorting Reality?

February 16, 2018 by Penny 59 Comments

Let’s do a little mental exercise this morning, shall we? How satisfied are you with your job when you’re at your job? I’m sorry, I should have told you to brace yourself. Or recruit a spotter. These might be heavy feelings. Now get a grip on them and translate those feelings into a single number … [Read more…]

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Posted in: Wonder Tagged: career, early retirement, FIRE, job, job satisfaction

A Tale of Two Valentine’s Days

February 12, 2018 by Penny 22 Comments

It’s a tale as old as time. Or at least as old as Hallmark. Couple sees Valentine’s Day on calendar. Couple spends lots o’ bucks to show their love. It doesn’t have to be like that, but for us, it was. The Ghost of Valentine’s Day Past Last year, my husband sent me a text … [Read more…]

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Posted in: Spend Tagged: 529, budget, college fund, frugal, holiday, restaurants, spending, Valentine's Day
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