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Living a More Purposeful Life One Cent at a Time

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It’s OK to Spend Your Savings

June 29, 2020 by Penny 15 Comments
It's OK to Spend Your Savings

What’s the first thing you picture when you hear people talking about savings accounts? What about when you read about emergency funds? If I’m being totally honest, I often see little snippets of Lord of the Rings in my head. You know that little balding goblin-y fellow (hobbit?) that clutches the precious ring? via GIPHY … [Read more…]

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Posted in: Spend Tagged: emergency, emergency fund, growth, home ownership, home repair, net worth, progress

A Plutus Nod for Celebrating Your Money Wins – Volume 11

September 21, 2018 by Penny 2 Comments
Money Wins Plutus Nomination

Today’s money win is different. It isn’t strictly financial. There really aren’t any exact dollars and cents. Unless, of course, you count the dollars and cents that I spend on my blog. If that’s the case, this money win has a negative sign in front of it. But it’s worth every penny. Really! Over the … [Read more…]

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Posted in: Celebrate Tagged: investing, milestone, money, money wins, portfolio, progress, retirement, retirement account, savings, small wins, stock market

Three Years of Blogging Started with a Bluehost Link

August 13, 2018 by Penny 54 Comments

Three years ago, I became a line item in someone’s income report. OK, fine. I wasn’t a whole line. But I certainly contributed to their affiliate income for the month when I launched this blog with Bluehost. I was promised that blogging was a way to make money on the side. Or full time. Luckily, … [Read more…]

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Posted in: Celebrate Tagged: anniversary, blogger, blogging, Bluehost, freelancing, growth, online income, personal growth, progress, reflections, writer, writing

When You Can’t Do A Lot, Do A Little

July 30, 2018 by Penny 42 Comments

“Maybe we should just give up.” A blank stare greeted me. “OK. Not give up, but we could just push a really big pause button for the next five or ten years.” I got no reaction. Instead, silence hung in the air. Finally, something. “If that’s what you want. But I know that’s not what … [Read more…]

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Posted in: Invest, Plan Tagged: 403(b), debt, FSTVX, investing, mortgage, mortgage payment, mortgage payoff, progress, retirement, retirement account

The Opposite of Easy

July 25, 2018 by Penny 23 Comments

There’s so much talk about results. But the way we talk about them kind of baffles me. They are a BIG deal. All caps, let’s not mess around. FINANCIAL FREEDOM. GOAL WEIGHT. HEALTHY LIFESTYLE. FITNESS ROUTINE. MORTGAGE FREEDOM (You knew I would.) Why, then, are we so willing to classify these major milestones as easy? … [Read more…]

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Posted in: Wonder Tagged: change, dieting, easy, effort, exercise, financial goals, fitness, habits, health, lifestyle, progress, wealth

Our 2018 Summer Goal Checkpoint

July 16, 2018 by Penny 11 Comments

I contend there’s no better city in the world in the summertime than Chicago. Kanye put it in a song, so it must be true. Though summertime Chi does coincide with construction season (if you’re not familiar, that’s any season that there isn’t still snow on the ground), summer is a pretty magical time here. … [Read more…]

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Posted in: Plan Tagged: 403(b), ecofriendly, environment, goals, green, income, investments, planning, progress, side hustle, summer

To Anyone Who is Learning That Progress Isn’t a Line

July 9, 2018 by Penny 18 Comments

Every journey begins with a single step. We’ve all see the footprints that accompany this quote on a motivational poster or the viral pin. Sometimes they mimic toes strolling through the sand. Sometimes they mime business shoes stepping across a floor. What they don’t mimic is real life.

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Posted in: Wonder Tagged: celebrate, challenges, charts, goals, graphs, journey, line, problems, progress, spreadsheets, struggles, success

Failing the #MinsGame and Other Goals

October 2, 2017 by Penny 13 Comments

All good things must come to an end, right? My streak of months where I kick all sorts of butt with my goals has come to a halt. A screeching, crashing, fiery halt. Even after a mid-month check in, I couldn’t put the wheels back on. The Blog – PASS-ish Reply to all comments – … [Read more…]

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Posted in: Plan Tagged: #MinsGame, clutter, failure, FinCon, goals, minimalism, progress

Taking the Time to Check In

September 18, 2017 by Penny 18 Comments

We’re just past the halfway point in the month, so I wanted to do a quick check in on my September goals. Why? Because, to be quite honest, I’ve been so tired and busy and deliriously happy that I keep giving myself free passes. It’s one thing to let things slide a little bit to … [Read more…]

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Posted in: Plan Tagged: check in, comments, debt, goals, mortgage, prepayments, progress

Outside the Echo Chamber

September 21, 2016 by Penny 19 Comments

Education is messy. Like any system, nothing in our public schools is simple. While it’s really easy to point the blame at teachers, school boards, and the government, the problems run deeper than that. Yesterday, it came to light that a school in Pennsylvania had enacted a controversial practice of trying to recoup the money … [Read more…]

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Posted in: Uncategorized Tagged: change, education, food, lunches, opinion, poverty, progress, school
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