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Living a More Purposeful Life One Cent at a Time

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To Anyone Who Wonders If Their Giving Matters

June 3, 2019 by Penny 31 Comments

Over the past year, I received two remarkable gestures from two Internet heroes. While I’ve certainly thought about their actions, I haven’t quite been able to find the words to tell the stories. I’m still not sure I have those words. But I want to share their gestures now for two reasons. I want to … [Read more…]

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Posted in: Wonder Tagged: breakfast program, charity, friends, giving, kindness, random acts of kindness, success, support, support system, teaching, testing

How Do You Win at Money Over the Holidays?

November 7, 2018 by Penny 10 Comments
Money Wins Celebrations

The holiday season is fast approaching. This is the time of year when everyone from your grandma to your favorite news anchor is talking about… Spending. Not what you thought I was going to say, was it? It almost goes without saying that when it comes to a celebration, there is usually some kind of … [Read more…]

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Posted in: Celebrate Tagged: celebrations, consumerism, goals, holidays, money wins, purposeful spending, saving, spending, success, wins

What Are You Waiting For?

October 3, 2018 by Penny 19 Comments

What are you waiting for? Start now. There’s no reason not to. If you’re anything like me, you might have a handful of legitimate reasons why you can’t charge full throttle at every dream, both big and small, that you have right now. You’re don’t want to shortchange your students or your colleagues. You are … [Read more…]

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Posted in: Plan Tagged: debt, efund, goals, microgoals, planning, savings, side hustle, strategy, success

Five #FinCon18 Takeaways That Won’t 10x Anything

October 1, 2018 by Penny 36 Comments

Last week, I went to a money and media conference. I didn’t take many notes. If you’re looking for big takeaways to help you 10x your life or your brand, look elsewhere. Why? In the spirit of full disclosure, I attended exactly one session. It’s not because I wasn’t excited for the speakers. I was. … [Read more…]

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Posted in: Wonder Tagged: #FinCon18, blogging, community, connections, FinCon, friendship, networking, success, writing

Share Your Struggles, Not Just Your Successes

September 17, 2018 by Penny 32 Comments

Last week, I saw a mom at a distance walking with a toddler, a dog, and a toddler push car as I drove home from work. My heart melted. I smiled at the scene. My son has the same car. In fact, I was headed home so that I could become that mom—sans dog—in a … [Read more…]

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Posted in: Wonder Tagged: debt, investing, memory, motherhood, roth IRA, stock market, storytelling, success, Vanguard

To Anyone Who is Learning That Progress Isn’t a Line

July 9, 2018 by Penny 18 Comments

Every journey begins with a single step. We’ve all see the footprints that accompany this quote on a motivational poster or the viral pin. Sometimes they mimic toes strolling through the sand. Sometimes they mime business shoes stepping across a floor. What they don’t mimic is real life.

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Posted in: Wonder Tagged: celebrate, challenges, charts, goals, graphs, journey, line, problems, progress, spreadsheets, struggles, success

Do You Recognize Your Own Success?

June 18, 2018 by Penny 22 Comments

Do you see your success? I don’t. Sure, everyone once in a while, I’ll stop to toot my own horn on Twitter or on the blog. I’m a big fan of sharing extra mortgage payments or totaling up how much debt I’ve destroyed in a year. But I don’t know that I’ve ever actually defined … [Read more…]

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Posted in: Wonder Tagged: celebration, finances, goals, money, money wins, success

Making the Most of a Month

November 30, 2017 by Penny 6 Comments

28, 30, 31. Then, there’s the really unusual 29. No matter how you flip the pages, each month only has so many days. I’ve recently gotten into the groove of setting goals for each month, and I’ve been met with varying degrees of success. Instead of looking at the end of the month as the … [Read more…]

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Posted in: Explore Tagged: 529, family, finances, goals, health, money, planning, routine, streak, success, time

The Other Bread Narrative

November 20, 2017 by Penny 14 Comments

If you attended FinCon 2017, chances are, you heard a story about bread. It was the tale of a woman—certainly not a digital native—who had a knack for making sourdough bread. With the assistance of another individual, she was able to launch a series of lucrative online courses about bread-making. She hustled, she cultivated her … [Read more…]

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Posted in: Wonder Tagged: family, grandma, income, poverty, side hustle, success

You Are Enough

September 27, 2017 by Penny 7 Comments

This blog post is part of the Suicide Prevention Awareness Month blog tour in partnership with Debt Drop. If you are feeling suicidal, please call the National Suicide Prevention Lifeline at 1-800-273-8255 or text HOME to 741741. You are not your money or your debt. No matter how many figures show up on your bank … [Read more…]

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Posted in: Wonder Tagged: debt, Debt Drop, mental health, struggle, success, suicide, support
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