She Picks Up Pennies

Living a More Purposeful Life One Cent at a Time

  • Start Here
    • Why Pick Up Pennies?
  • Work With Me
  • Contact & Disclaimer
  • Twitter
  • Facebook
  • Instagram
Living a More Purposeful Life One Cent at a Time

mortgage

Celebrating a Major Mortgage Milestone

May 14, 2021 by Penny 7 Comments

I’d like to say that since I started this blog, we’ve been on a mission to pay off our debt. But the truth is that I started blogging under the impression we were mostly debt free because our cars were almost paid off…and I didn’t realize a mortgage was debt. I know. I know. Once … [Read more…]

Share this:

  • Click to share on Twitter (Opens in new window)
  • Click to share on Facebook (Opens in new window)
  • Click to share on Pinterest (Opens in new window)
Posted in: Celebrate Tagged: amortization, debt, debt payoff, mortgage, mortgage payments, mortgage payoff

Why We Pushed Pause on Our Debt Payoff Plans

February 24, 2021 by Penny 7 Comments
Welcome home sign pausing mortgage payoff

No, I haven’t crossed over to the dark side. Yes, I still think there’s incredible value in being mortgage free. But for the past few months and into the foreseeable future, we pushed pause on our debt payoff plans. While I initially expected to feel a lot anxiety about this decision, I’m surprisingly resolute. Because … [Read more…]

Share this:

  • Click to share on Twitter (Opens in new window)
  • Click to share on Facebook (Opens in new window)
  • Click to share on Pinterest (Opens in new window)
Posted in: Save Tagged: debt free, debt pay off, debt paydown, debt payoff, leave, leave of absence, maternity leave, mortage, mortgage, mortgage debt

We Could Pay Off Our Mortgage – So Why Aren’t We?

June 15, 2020 by Penny 19 Comments
Waiting to Be Mortgage Free

Somewhere in the swirl of a pandemic, long overdue protests, and a slew of personal ups and downs, we paid our taxes. We also made a really exciting discovery during the deepest financial dive we do all year. A money milestone that I’ve been pursuing relentlessly unfolded: we could pay off our mortgage. But we … [Read more…]

Share this:

  • Click to share on Twitter (Opens in new window)
  • Click to share on Facebook (Opens in new window)
  • Click to share on Pinterest (Opens in new window)
Posted in: Plan Tagged: COVID, emergency fund, giving, mortgage, mortgage free, mortgage freedom, pandemic

Why Would a Frugalista Who Hates Her Mortgage Spend a Stimulus Check?

April 20, 2020 by Penny 10 Comments

I hate my mortgage. If you’ve read my blog at all, you’re probably acutely aware of how much it eats away at me on psychological and emotional levels. You also probably know that I can be the queen of frugal, even if it makes things downright awkward. So why in the world would this frugalista … [Read more…]

Share this:

  • Click to share on Twitter (Opens in new window)
  • Click to share on Facebook (Opens in new window)
  • Click to share on Pinterest (Opens in new window)
Posted in: Spend Tagged: charity, consumerism, investing, local, local businesses, mortgage, recession, shop small, small business, stimulus, stimulus check

How $39 Changed Our Mortgage Payoff Journey Forever

January 22, 2020 by Penny 29 Comments
How $39 Started Our Mortgage Payoff Journey

Last year was a good year for our mortgage. More accurately, it was a good year for making strides toward getting RID of our mortgage. Not only did our principal dip below six figures for the first time; we also managed to put one of the highest amounts of money toward our principal ever. Thanks … [Read more…]

Share this:

  • Click to share on Twitter (Opens in new window)
  • Click to share on Facebook (Opens in new window)
  • Click to share on Pinterest (Opens in new window)
Posted in: Spend Tagged: debt, debt free, debt paydown, debt payoff, extra mortgage payment, interest, mortgage, mortgage debt, principal

My Goals for 2020

January 15, 2020 by Penny 11 Comments
Planning out 2020 goals

Productive decluttering. Declutter productively. Less waste. Waste less. I had all sorts of flowery ideals and aspirations written out in a notebook. My plan was to simply transfer it into a blog post, slap a title on it, and call it my goals for 2020. The problem is that none of those visions were concrete … [Read more…]

Share this:

  • Click to share on Twitter (Opens in new window)
  • Click to share on Facebook (Opens in new window)
  • Click to share on Pinterest (Opens in new window)
Posted in: Plan Tagged: clutter, debt, decluttering, goals, health, investing, mortgage, wellbeing

One Last Big Money Move of the Year

December 16, 2019 by Penny 14 Comments
One Last Big Money Move of the Year

One last big money move of the year. I was going to say decade, but I decided to take a little pressure off you. Pressure off me? It’s your money, Penny. I know that’s what you’re thinking. It is my money, and ultimately, it’s my decision. But like most things in life on this blog, … [Read more…]

Share this:

  • Click to share on Twitter (Opens in new window)
  • Click to share on Facebook (Opens in new window)
  • Click to share on Pinterest (Opens in new window)
Posted in: Invest Tagged: debt, emergency fund, investing, IRA, mortgage, mortgage payoff, roth IRA, savings

Smashing 6 Figures of Debt & Learning From What Doesn’t Apply to Me

August 19, 2019 by Penny 16 Comments
Paid Off 6 Figures of Debt in 7 Years

There’s no sense in burying the lede: Our mortgage finally dipped below six figures. Specifically, we now owe $99,884. And I can’t stop smiling. Mathematically, very little has changed. Technologically, it was just a few clicks and a single payment. Mentally? Psychologically? Emotionally? That is another story, friends. We all know that money is never … [Read more…]

Share this:

  • Click to share on Twitter (Opens in new window)
  • Click to share on Facebook (Opens in new window)
  • Click to share on Pinterest (Opens in new window)
Posted in: Plan Tagged: debt, debt payoff, goals, inspiration, mortgage, mortgage debt

Celebrating Your Money Wins – Volume 19

July 29, 2019 by Penny 10 Comments
Summer Money Wins

Earlier in the month, I thought it would be fun to celebrate summertime money wins. I reached out to the community, and I was floored by the number of people who had money wins to share. Then, a reader reached out to me to let me know that the money wins post was actually linked … [Read more…]

Share this:

  • Click to share on Twitter (Opens in new window)
  • Click to share on Facebook (Opens in new window)
  • Click to share on Pinterest (Opens in new window)
Posted in: Celebrate Tagged: debt, downsize, downsizing, expenses, extra mortgage payment, FI, FIRE, housing, mortgage, PMI, travel hacking

The One Where I Set Too Many Goals: Q2 2019 Recap

July 1, 2019 by Penny 10 Comments
Q2 2019 Goals Recap Summer

We’re halfway through the year! I’m not sure if I should be looking for congratulations or condolences. There’s nothing quite like the calendar flip to July to make me think long and hard about what I’ve done with my year…and what I have left to do. First up is an exploration of my goals for … [Read more…]

Share this:

  • Click to share on Twitter (Opens in new window)
  • Click to share on Facebook (Opens in new window)
  • Click to share on Pinterest (Opens in new window)
Posted in: Wonder Tagged: fitness, goals, goals recap, health, mortgage, recap
1 2 3 4 5 6 Next »

Join The SPUP Family Here

New posts, never spam

Recent Posts

  • Why I’m Fine with Failing a No Spend Month January 27, 2023
  • A Simple New Year January 2, 2023
  • Debt Free at 35: What Comes After a 10-Year Money Goal October 31, 2022

Popular Posts

  • Why I'm Fine with Failing a No Spend Month
  • Shoe Recycling at DSW to Declutter and Earn Cash...Kind Of
  • Reselling Books: Is SellBackYourBook.com Legit?

Archives

Categories

Womens

Best Financial Blogs

Copyright © 2023 She Picks Up Pennies.

Lifestyle WordPress Theme by themehit.com

 

Loading Comments...