“But what’s the point of not really buying anything all the time if we don’t do this?” A comment my husband made while we were mapping out our summer plans stopped me in my tracks. Once again, I forgot the why of frugality. We were knee deep in the middle of ideas–literally. Our dining room … [Read more…]
Numbers are everywhere. Of course they are, Penny. You’re a personal finance blogger. It’s hard to talk about money without mentioning numbers. Touche, friend. Touche. But we’ve already established that your bank account is a poor measure of you as a person. In case you need me to say it again, though, I will. You … [Read more…]
Why wouldn’t you want to earn more money? You can always earn more; it’s cutting back that you can only do so much of. Most people could find a job that pays twenty, thirty, or even forty thousand dollars a year online in a matter of days. These sentiments that get bantered about online—coupled with … [Read more…]
There’s something about the last month of the year. For all it’s magic, December always passes by in a blur. Still, as I looked through our numbers for November and thought about the month ahead, I realized that we’re making progress. And two little tweaks I made a few months back have been paying off … [Read more…]
To the people who say not to make your work your passion*, you’re right. Your approach is far more strategic and systematic. You will reach financial independence much faster pursuing a six-figure career than I will figuring out why teenagers are still tempted to cover their arms in glue whenever we create posters. You will … [Read more…]
Sometimes, I wonder if I was happier before I fell into the world of personal finance. My life is more fulfilled now. My priorities are more concrete. But there is something to be said about blissful ignorance. Yes, it’s ephemeral. It was only a matter of time before that bliss came crashing down quite literally. … [Read more…]
We all have twenty-four hours in a day. Some of us have the resources and wherewithal to leverage that time more effectively than others. While we may not all be on equal footing in that regard, we all make choices about how we spend our time. For too long, I viewed my days as an … [Read more…]
Each Monday, I post a curated list of blogs, podcasts, recipes, books, and activities that will get me motivated for the week ahead. Click – This post from Bridget at Money after Graduation is such an excellent reminder to keep an eye on your pennies – not just your earnings, but your spendings and … [Read more…]