Personal finance and financial independence: it’s about money. Often times people also point out that it’s not really about money. It’s about time and freedom. But the past few months have reminded me that I’m not only interested in those things. I want more money. I need more time. I love the idea of having … [Read more…]
Are you giving the perfect gift this holiday season? If you’re anything like me, after spending 0.000547 seconds online, one thing is abundantly clear: you’re probably not. As with most of life, we’ve managed to overcomplicate things when it comes to gifting. I fell down that Pinterest rabbit hole so hard when I was picking … [Read more…]
I did it. I finally did it. I doubled my salary. I’m not talking about my full-time income mixed with various side hustle streams. This has nothing to do with passion projects. No freelancing, no ghostwriting, none of it. I doubled my full-time salary. And I am so proud. There’s a lot of debate about … [Read more…]
Numbers are everywhere. Of course they are, Penny. You’re a personal finance blogger. It’s hard to talk about money without mentioning numbers. Touche, friend. Touche. But we’ve already established that your bank account is a poor measure of you as a person. In case you need me to say it again, though, I will. You … [Read more…]
I logged onto Facebook. That was my first mistake. Every once in a while, I can’t resist the temptation to check in with far-flung relatives, so I log on. There were three messages waiting for me. I knew what they were without even clicking. Like death and taxes, there is another certainty, albeit much more … [Read more…]
I I owe my undergrad professor an apology. He was the ultimate minimalist. He railed against conspicuous consumption, thumping his dog-eared copy of Veblen’s The Theory of the Leisure Class on a desk. He cycled through the same handful of clothes in the same neutral color scheme. He wore shorts that showcased socks he haphazardly … [Read more…]
My bookcase also broke this year. So did a lamp and a picture frame. Though we are still months from the end of the year, by my very rough estimates from a largely imperfect student-run checkout system, over fifty books are missing from my classroom library. Nevermind the ones that have come back with cracked … [Read more…]
Y’all, I am frugal. I am FRUgal. But let’s tell the whole truth, mkay? If this sounds familiar, cool, that means I haven’t been totally wasting my time on Twitter. Last week, I wanted to send a little thought out into the universe. I never imagined it would gain the traction that it did. It … [Read more…]
“That’s it? $60?” My husband’s reaction to his first paycheck of the school year was dramatically different from mine. I was thrilled. Thanks to his graduate classes, he is bringing in an extra $120 after taxes each month. To him, it was such a small amount of money in light of the time, effort, and … [Read more…]
It’s back to school time. School supplies are on sale, parents are snapping photos, and students are celebrating. Or not. It also means that legions of professionals are about to roll up their sleeves and welcome another crop kiddos with open arms and unabated enthusiasm. With school on the brain, a very thoughtful neighbor of … [Read more…]