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Living a More Purposeful Life One Cent at a Time

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Teacher Talk: I Teach and Want to Be Rich

July 7, 2021 by Penny 22 Comments
piggy bank pick up pennies

Maybe it would be more palatable if I used words like comfortable or wealthy. But I’m just going to say it: I teach and I want to be rich. We’ve made life as a dedicated educator incongruous with affluence of course. When teaching feels like equal parts a calling and your identify, it makes some … [Read more…]

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Posted in: Make Tagged: education, income, pension, roth IRA, teacher, teaching, wealth

A Week Without a Working Lunch

April 21, 2021 by Penny 7 Comments
Working Lunch Break tupperware broccoli chicken

What comes to mind when you hear the words “lunch break”? Is it time to relax and unwind? A chance to grab the occasional to-go meal? Swing by the Starbucks drive thru?  In my world, a lunch break has always been synonymous with “extra work time”. So when I lost my lunchtime workspace this month, … [Read more…]

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Posted in: Wonder Tagged: busy, education, free time, lunch break, mindfulness, purposeful living, teacher, working lunch

Teacher Talk: How I’m Preparing Financially for My Maternity Leave

April 8, 2021 by Penny 4 Comments
Teacher Maternity Leave Prepare Financially Teddy Bear in Crib

Let’s get the bad news out of the way. This teacher’s maternity leave is entirely unpaid. The good news is that–in a really cruel world–I’m actually fortunate enough to be in a position where we can swing an unpaid leave at all. I’m especially fortunate that I’ll be able to take the full amount of … [Read more…]

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Posted in: Plan Tagged: 403(b), education, FMLA, maternity leave, teacher, teaching, unpaid leave

Teacher Talk: Lessons from Thank You Cards

January 8, 2020 by Penny 13 Comments
Lessons from Thank You Cards

“You’re really writing a card for that?” “But, Miss. It was only a picture!” I’m lucky to receive gifts as a teacher. Of course, I have some favorite teacher gifts from over the years. But I treasure every time a student and their family thinks of me. Recently, it occurred to me that I’ve written … [Read more…]

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Posted in: Wonder Tagged: classroom, contentment, enough, gratitude, lessons, money, students, teacher, teacher talk, time

The Best Teacher Gifts I’ve Received

December 11, 2019 by Penny 2 Comments
The Best Teacher Gifts I've Received

After spending an actual lifetime in the classroom, you would think that I would know a thing or two about the best teacher gifts. But this is a hard post to write. Not because I can’t pick a favorite gift (I really can’t!), but because there is so much noise surrounding teacher gifts right now. … [Read more…]

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Posted in: Celebrate Tagged: classroom, gifts, holidays, students, teacher, teacher gifts, teaching

Q4 2019 Goals: Health Over Wealth

October 9, 2019 by Penny 6 Comments
Q4 Goals 2019 Make It Happen

In less than three months, it’s going to be 2020. I don’t actually care about the year, but based on Internet memes, I needed to point that out, right? Whether it’s 2020, 2021, 2022, or any other flip of the calendar year, I think there’s something really inspiring about the time of year leading up … [Read more…]

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Posted in: Plan Tagged: 403(b), disposable cups, environment, finances, goals, health, plastic, retirement, teacher

The Only Money Thing I Want to Do By 33

April 24, 2019 by Penny 17 Comments
My Money Time Capsule at 33

Aging is not a death sentence. It is, in fact, the exact opposite. Each birthday is another opportunity to grow, and it’s not just about becoming long in the tooth. People travel forward on their journeys, even if especially if their journeys aren’t straight lines. Of course, our thoughts and views change. What doesn’t get … [Read more…]

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Posted in: Celebrate Tagged: 403(b), birthday, debt, goals, investing, mortgage, Roths, teacher, teaching

Teacher Talk: Losing a Little Control of a Career I Love

March 13, 2019 by Penny 28 Comments
Losing Control of a Career I Love

Personal finance and financial independence: it’s about money. Often times people also point out that it’s not really about money. It’s about time and freedom. But the past few months have reminded me that I’m not only interested in those things. I want more money. I need more time. I love the idea of having … [Read more…]

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Posted in: Plan Tagged: education, schedule, staffing, teacher, teacher talk, teaching

The Perfect Teacher Present

December 17, 2018 by Penny 10 Comments
She Picks Up Pennies finance frugality

Are you giving the perfect gift this holiday season? If you’re anything like me, after spending 0.000547 seconds online, one thing is abundantly clear: you’re probably not. As with most of life, we’ve managed to overcomplicate things when it comes to gifting. I fell down that Pinterest rabbit hole so hard when I was picking … [Read more…]

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Posted in: Celebrate Tagged: consumerism, education, gift, gifts, presents, schools, teacher, teaching

Teacher Talk: I Doubled My Salary

October 15, 2018 by Penny 29 Comments
How to Double Your Salary as a Teacher

I did it. I finally did it. I doubled my salary. I’m not talking about my full-time income mixed with various side hustle streams. This has nothing to do with passion projects. No freelancing, no ghostwriting, none of it. I doubled my full-time salary. And I am so proud. There’s a lot of debate about … [Read more…]

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Posted in: Make Tagged: education, educator, fired, master's degree, raise, RIF, salary, teacher, teacher salary, teacher talk
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