I hate my mortgage. If you’ve read my blog at all, you’re probably acutely aware of how much it eats away at me on psychological and emotional levels. You also probably know that I can be the queen of frugal, even if it makes things downright awkward. So why in the world would this frugalista … [Read more…]
Productive decluttering. Declutter productively. Less waste. Waste less. I had all sorts of flowery ideals and aspirations written out in a notebook. My plan was to simply transfer it into a blog post, slap a title on it, and call it my goals for 2020. The problem is that none of those visions were concrete … [Read more…]
One last big money move of the year. I was going to say decade, but I decided to take a little pressure off you. Pressure off me? It’s your money, Penny. I know that’s what you’re thinking. It is my money, and ultimately, it’s my decision. But like most things in life on this blog, … [Read more…]
Do you watch the register and check your receipts when you’re checking out at the store? Usually, I pay close attention…but when I’m shopping with a toddler, my focus is a little lackluster. Mostly because I’m trying to apprehend him before he puts every bag of M&Ms he can find on the conveyor belt. Thanks … [Read more…]
Summer might be winding down, but money wins are still going strong. As far as us personally, we are celebrating a huge debt payoff milestone, but the personal money win that I want to celebrate today is actually a lot less flashy. My husband and I sat down and brainstormed some of the different things … [Read more…]
While I’m a far cry from an expert gardener, it’s been a hobby of mine since I was little. And it’s always been a family affair. I can’t ever recall a summer where my dad and I weren’t trying our hands at a tomato plant or twelve. Not to mention the ill-fated encounter with a … [Read more…]
The year is more than half over. In less than six months, it’ll be 2020. And if I’m entirely honest, I’m not even sure that I’m totally used to calling this year 2019. Knowing that we’re in the downhill half of the year, my instinct was to step even more goals. However, after realizing how … [Read more…]
Not every money win has to a huge one to matter. Last month, I focused a sizable win. We have enough in savings to wipe out our mortgage. That’s H-U-G-E. But this month? I’m actually equally excited by something that only adds up to maybe $20 or $30 a month. I am officially Diet Coke … [Read more…]
Aging is not a death sentence. It is, in fact, the exact opposite. Each birthday is another opportunity to grow, and it’s not just about becoming long in the tooth. People travel forward on their journeys, even if especially if their journeys aren’t straight lines. Of course, our thoughts and views change. What doesn’t get … [Read more…]
I opened a Vanguard account almost five years ago. Somehow, I managed to land $0.07 in the settlement money market fund. I still don’t know how I did it, and just the other week, it disappeared. April Fools! It is April 1st, but that’s actually the god’s honest truth. My initial instinct was to figure … [Read more…]