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Living a More Purposeful Life One Cent at a Time

educator

Terrible 403b Options: What Do I Do?

March 18, 2019 by Penny 25 Comments
Terrible 403b Options What to Do

Imagine your only option for a retirement plan option is terrible. I don’t mean something trivial like having to use Fidelity instead of Vanguard. I’m not even talking about having your preferred index fund or ETF. What would you do if your 403b option was truly terrible? Asking for a friend. Well, actually, I’m asking … [Read more…]

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Posted in: Invest Tagged: 403(b), 403b fees, 403b plan, 457, annuities, AXA, educator, investing, retirement, savings, teaching

Teacher Talk: I Doubled My Salary

October 15, 2018 by Penny 29 Comments
How to Double Your Salary as a Teacher

I did it. I finally did it. I doubled my salary. I’m not talking about my full-time income mixed with various side hustle streams. This has nothing to do with passion projects. No freelancing, no ghostwriting, none of it. I doubled my full-time salary. And I am so proud. There’s a lot of debate about … [Read more…]

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Posted in: Make Tagged: education, educator, fired, master's degree, raise, RIF, salary, teacher, teacher salary, teacher talk

Teacher Talk: The Graduate Degree Gamble

August 9, 2017 by Penny 8 Comments

With so much conversation about the student loan crisis and speculation about the necessity–or lack thereof–of bachelor’s degrees, it makes sense to be skeptical about pursuing graduate work. Unless you are an educator. Then, at some point in your career, you will most certainly find yourself signing up for more school. But how much of … [Read more…]

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Posted in: Make Tagged: educator, grad work, graduate degree, graduate school, income, raise, salary, salary schedule, teacher, teaching

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