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Living a More Purposeful Life One Cent at a Time

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My Money Did Better than Me: Q1 2019 Recap

April 3, 2019 by Penny 6 Comments
2019 Q1 Goals Recap

Happy April! The birds are chirping. The sun is staying out later. And it’s snowed, it’s rained, and it’s been 50 and sunny…all in the past week. Welcome to springtime in Chicago! With the arrival of spring (and the other three seasons that also sporadically burst onto the scene), I thought it was finally fitting … [Read more…]

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Posted in: Plan Tagged: charitable giving, charity, debt, finances, Fitbit, goals, green, health, mortgage, retirement, roth, steps, sustainability

She’s An Egomaniac? The Year of Me Q1 2019 Goals

January 2, 2019 by Penny 14 Comments
Setting Goals for the New Year

There’s an incredible amount of pressure to transform yourself at the start of a new year. Or at least develop a plan to launch the transformation process. You know what, friends? I don’t have that kind of plan. In fact, I find the whole idea of having to create a new me overwhelming and, quite … [Read more…]

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Posted in: Plan Tagged: charity, Fitbit, fitness, goals, health, mortgage, roth IRA, sustainability

Yes, I Still Hate My Mortgage: Q4 2018 Recap

December 28, 2018 by Penny 18 Comments
Extra Mortgage Principal Goals 2018

OK, OK. It’s not technically the end of the quarter. But I’m on winter break, so I don’t really know what day, what week, or what year it is. Plus, everyone and their uncle blogger buddy is posting 2018 recaps. Since I don’t set yearly goals (mostly because I’m probably the world’s worst goal setter … [Read more…]

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Posted in: Plan Tagged: 529, college fund, debt, decluttering, financial goals, Fitbit, fitness, goals, health, mortgage, mortgage payment, principal, sustainable

A Mortgage Milestone & More: 2018 Third Quarter Recap

October 10, 2018 by Penny 19 Comments

I love words. It’s sometimes weird electing to spend all of my virtual free time in a world that values numbers when it is really words that speak to me. But when I look back at my progress this year, I have a confession to make: The numbers make a difference. I used to be … [Read more…]

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Posted in: Plan Tagged: debt, Fitbit, fitness, Freecycle, goals, mortgage, mortgage milestone, mortgage payoff, online sales, quarter, six figures, steps

Here’s to Failure: 2018 First Quarter Recap

April 2, 2018 by Penny 23 Comments

There’s perennial talk about the importance of goal setting in personal finance. SMART goals, checklists, apps abound. All of these posts and tools are designed to set people up for success. Looking ahead, though, I am not just interested in success. I’m looking to fail. Here’s why: Looking to Fail There’s real bravery and power … [Read more…]

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Posted in: Plan Tagged: 529, failure, Fitbit, goals, health, interest, mortgage, principal, recap

What a 28-Day Streak Taught Me About Money

March 1, 2018 by Penny 10 Comments

Happy 2013, everybody! OK, fine. I know what year it really is, but it turns out that for me, it’s also the year of the Fitbit. That’s right. My plan to pay for my health paid off. For 28 days in a row, I met my step goal. Put it another way, I recorded over … [Read more…]

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Posted in: Wonder Tagged: finance, Fitbit, fitness, health, priorities, tracking, wellness

10,000 Steps: Why I’m Spending on Fitness

February 5, 2018 by Penny 26 Comments

Move over, 1999. We are going to party like it’s 2013. Or 2014. Or whenever it was that most of the world bought their Fitbits. We might also have to redefine the word party. It’s more like eating financial crow. Here goes nothing.

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Posted in: Spend Tagged: budget, finance, Fitbit, fitness, gym membership, health, spending, wellness

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