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Living a More Purposeful Life One Cent at a Time

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To Accept a Pay Cut: What’s Your Advice?

January 28, 2019 by Penny 34 Comments
Should I Accept a Pay Cut?

What would it take for you to accept a pay cut? I’m asking for a friend. No, really. A reader sent me an email last week about a job situation she was facing. She also complemented me. OK, fine. She said she enjoyed my awkwardness. It’s. Still. A. Win. I immediately hit reply (after I … [Read more…]

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Posted in: Make Tagged: advice. money advice, career, office politics, pay cut, paycheck, raise, salary

Teacher Talk: I Doubled My Salary

October 15, 2018 by Penny 29 Comments
How to Double Your Salary as a Teacher

I did it. I finally did it. I doubled my salary. I’m not talking about my full-time income mixed with various side hustle streams. This has nothing to do with passion projects. No freelancing, no ghostwriting, none of it. I doubled my full-time salary. And I am so proud. There’s a lot of debate about … [Read more…]

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Posted in: Make Tagged: education, educator, fired, master's degree, raise, RIF, salary, teacher, teacher salary, teacher talk

When You Can’t Always Earn More

August 20, 2018 by Penny 29 Comments

There’s a dirty little lie in the personal finance world. Fine. It’s not a lie. But it’s not the universal truth that it’s held up to be either. “You can always make more money.” Can you really? Can I?

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Posted in: Plan Tagged: $200 groceries, budget, cut, earn, earning potential, grocery budget, raise, save, spend

Finding $500: What to do with Extra Income

February 19, 2018 by Penny 29 Comments

What would you do if you found an extra $500 in your budget? I mean, after you dry your tears of joy and dance around the kitchen (quietly, though, there’s a baby). After my salary was slaughtered this year thanks to an unpaid maternity leave and a bizarrely written contract that landed me with a … [Read more…]

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Posted in: Save Tagged: budget, e-fund, extra income, mortgage, mortgage payoff, raise, saving, savings, spending

A Little Raise Goes a Long Way

September 13, 2017 by Penny 17 Comments

“That’s it? $60?” My husband’s reaction to his first paycheck of the school year was dramatically different from mine. I was thrilled. Thanks to his graduate classes, he is bringing in an extra $120 after taxes each month. To him, it was such a small amount of money in light of the time, effort, and … [Read more…]

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Posted in: Make Tagged: education, extra income, graduate school, invest, raise, salary schedule, teacher, teaching

Teacher Talk: The Graduate Degree Gamble

August 9, 2017 by Penny 8 Comments

With so much conversation about the student loan crisis and speculation about the necessity–or lack thereof–of bachelor’s degrees, it makes sense to be skeptical about pursuing graduate work. Unless you are an educator. Then, at some point in your career, you will most certainly find yourself signing up for more school. But how much of … [Read more…]

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Posted in: Make Tagged: educator, grad work, graduate degree, graduate school, income, raise, salary, salary schedule, teacher, teaching

National Boards: The Money Behind Being Better at Teaching

April 26, 2017 by Penny 7 Comments

Teaching: it’s one of the most celebrated and most maligned professions around. Some days, we work too hard for far too little. Other days, we are glorified babysitters getting away with highway robbery. Whatever your opinions are on education, I’m not here to sway you. What I thought I’d do instead is give you a … [Read more…]

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Posted in: Make Tagged: career, education, graduate school, money, National Board for Professional Teaching Standards, National Boards, raise, salary, salary schedule, self-improvement, teaching, work

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