One of the most common pieces of advice in personal finance is to increase your income. It’s a solid suggestion. Until it’s not. The truth is that you can’t always make more money. There are a lot of instances when layering on a side income or two is hugely advantageous. I’d argue that in just … [Read more…]
Maybe it would be more palatable if I used words like comfortable or wealthy. But I’m just going to say it: I teach and I want to be rich. We’ve made life as a dedicated educator incongruous with affluence of course. When teaching feels like equal parts a calling and your identify, it makes some … [Read more…]
Let’s get the bad news out of the way. This teacher’s maternity leave is entirely unpaid. The good news is that–in a really cruel world–I’m actually fortunate enough to be in a position where we can swing an unpaid leave at all. I’m especially fortunate that I’ll be able to take the full amount of … [Read more…]
It doesn’t take more than a few clicks to find someone on social media shouting about how personal finance should be taught in schools. Usually, it’s people made cranky by tax time. While that’s definitely a discussion that’s bigger than this post, I did get the chance to squeeze in a lesson on financial independence … [Read more…]
Let’s not sugarcoat this. The pandemic pushed me back onto Facebook. Said another way, I logged onto Facebook on purpose. Repeatedly. In an effort to not totally regret my pandemic-induced poor decision making, I also started hanging out in more personal finance groups. I don’t regret that particular decision. In fact, there’s plenty of knowledge … [Read more…]
If you have a stack of books or textbooks that you’re absolutely desperate to part with, you are not alone. Sometimes, donating books or giving books to another home is the right call. But sometimes, you just want to be done with them! In cases like that, Half.com used to be my jam. I have … [Read more…]
When I first started teaching, I had one class where I was the only white face in the room. Our curriculum spanned everything from Edgar Allen Poe and Jack London to Martin Luther King Jr. and Malcolm X. There were times when I was the expert and other times when I couldn’t muster a single … [Read more…]
I haven’t done one of these saved and earned recaps in a while. Why? Because I somehow seem to be one of the only people in the universe whose spending isn’t dramatically less during COVID. Why is staying home so expensive? OK. It could have something to do with the fact that just this morning … [Read more…]
I’m not going to lie. I’m not even sure when I lost sight of my goals this quarter, but I do know that by the time March 31 rolled around, those goals were the last thing on my mind. The fact that I was truly worried about trying to get more sleep and save money … [Read more…]
What a week it’s been in the personal finance world. The market turmoil continues, as does the panic over COVID-19 the fact that our local Target can’t quite seem to keep up its stock of toilet paper or frozen pizza. Unlike some people, I’m not choosing to tune out the daily news cycle. Instead, I’m choosing … [Read more…]