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Living a More Purposeful Life One Cent at a Time

frugality

You Can’t Always Make More Money

August 5, 2021 by Penny 16 Comments

One of the most common pieces of advice in personal finance is to increase your income. It’s a solid suggestion. Until it’s not. The truth is that you can’t always make more money. There are a lot of instances when layering on a side income or two is hugely advantageous. I’d argue that in just … [Read more…]

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Posted in: Save Tagged: frugality, income, maternity leave, saving, spending, teaching

Saver’s Remorse: When Your What Overtakes Your Why

March 3, 2021 by Penny 9 Comments
Trail Marker Mountain Journey Savers Remorse

We’re all pretty familiar with buyer’s remorse. In fact, most of us learn the concept the hard way. Maybe the truth didn’t even sink in until after the return period ended. The horror. But what about saver’s remorse? Is it even a thing? Not only would I contend that saver’s remorse is absolutely real, it … [Read more…]

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Posted in: Save, Spend Tagged: buyer's remorse, extreme frugality, frugality, maternity leave, saver's remorse, saving, vacation

Frugally Awesome…or Awkward: Toddler Time!

June 12, 2019 by Penny 11 Comments
Frugally Awkward Toddler Moments

Are kids expensive? Are kids cheap? No one knows and everyone claims they do. The only thing I actually know is that there are plenty of ways to be frugal when it comes to having a toddler. It’s not just about learning to say no to their wants. It’s also clearly about learning to say … [Read more…]

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Posted in: Save Tagged: awkward, child, financially awkward, frugality, hand-me-downs, parenthood, secondhand, spending, toddler

The Purpose of Frugality: Find Your Why

May 22, 2019 by Penny 7 Comments
Why Would Someone Want to Be Frugal

“But what’s the point of not really buying anything all the time if we don’t do this?” A comment my husband made while we were mapping out our summer plans stopped me in my tracks. Once again, I forgot the why of frugality. We were knee deep in the middle of ideas–literally. Our dining room … [Read more…]

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Posted in: Save Tagged: 529, budget, child, friends, frugal, frugality, fun, kids, priorities, purpose, savings, travel, values

When Your Goals Have Nothing to Do With Money

March 25, 2019 by Penny 38 Comments
When Your Goals Have Nothing to Do With Money

“When did I decide I was actually never going to work out?” I said that to my husband today. I looked him square in the eye because I was hoping he knew the answer. I didn’t when I asked him. I still don’t.  Of course, I could give the standard troupe about parenthood. But here’s … [Read more…]

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Posted in: Spend Tagged: consumerism, frugality, goal, goals, happiness, motherhood, spending

4 Things That Still Surprise Me About Frugality

January 30, 2019 by Penny 9 Comments
4 Things that Surprise Me About Frugality

For some people, frugality comes naturally. I. Am. Not. Some. People. But I have adopted a fairly frugal lifestyle for the past few years, and I like it. I really do. We are much more intentional with our spending. The constant influx of of stuff has stopped. I wreak far less havoc on the environment. … [Read more…]

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Posted in: Save Tagged: clutter, consumer culture, consumerism, frugal, frugality, habits, impulse buys, materialism, shopping, spending

Why Money is Always More than a Math Problem

November 28, 2018 by Penny 29 Comments
Personal Finance More than Math

“I would love to make more money.” It’s not an uncommon sentiment. In fact, social media and real life conversations are equally dotted with people wishing for more. Sometimes, it’s a passing daydream or even a whimsical song. But a lot of times, it’s a real request. A true want. Or even an absolute need. … [Read more…]

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Posted in: Wonder Tagged: experts, frugality, gurus, hard work, money advice, money experts, poverty, struggles, Tim Ferriss, work ethic

Sometimes Spending is the Answer

October 17, 2018 by Penny 12 Comments
Sometimes Spending is the Answer

“He looks like Buster Brown.” This statement is equal parts puzzling and entertaining when you don’t know who Buster Brown is. That’s the camp I fell into before today. I could tell my mom was dismayed over my son’s new haircut based solely on her delivery. The deadpan look. The hand on her hip. The … [Read more…]

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Posted in: Spend Tagged: awkward, baby, cheap, frugal, frugality, parenthood, parenting, parents, saving, spending, toddler

My Favorite Frugal Five: A Recap

September 24, 2018 by Penny 8 Comments
Favorite Frugal Five

I am frugal? I am frugal. When I was unsure of myself when I was little, my dad would always comment, “Are you asking me or are you telling me?” I’ve become much more clear on a lot of things since then. I do love the Cubs. I did work hard and get everything done … [Read more…]

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Posted in: Save Tagged: awkward, change, frugal living, frugality, growth, Plutus, Plutus Awards

Better Than Free

August 15, 2018 by Penny 24 Comments

Free. It’s a powerful word. Magical, really. Out of all the four letter words, this one really stops people in their tracks. People clamor into stores en masse, wading through a sea of people only to endure time-halting lines. And free is good. In a world that often has complete disregard for their bottom line, … [Read more…]

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Posted in: Declutter Tagged: curb alert, declutter, free, frugal, frugality, garbage picking, minimalism
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