Maybe it would be more palatable if I used words like comfortable or wealthy. But I’m just going to say it: I teach and I want to be rich. We’ve made life as a dedicated educator incongruous with affluence of course. When teaching feels like equal parts a calling and your identify, it makes some … [Read more…]
One last big money move of the year. I was going to say decade, but I decided to take a little pressure off you. Pressure off me? It’s your money, Penny. I know that’s what you’re thinking. It is my money, and ultimately, it’s my decision. But like most things in life on this blog, … [Read more…]
There’s an incredible amount of pressure to transform yourself at the start of a new year. Or at least develop a plan to launch the transformation process. You know what, friends? I don’t have that kind of plan. In fact, I find the whole idea of having to create a new me overwhelming and, quite … [Read more…]
Last week, I saw a mom at a distance walking with a toddler, a dog, and a toddler push car as I drove home from work. My heart melted. I smiled at the scene. My son has the same car. In fact, I was headed home so that I could become that mom—sans dog—in a … [Read more…]
Windfall season is upon us! Extra paycheck month and tax time are both nearly here. Of course, I know I’m not actually coming into any money that isn’t already mine. In fact, if I wanted to go all Debbie Downer on you, I’d point out the fact that this is actually money I’ve already earned, … [Read more…]
The state of Illinois is giving us $3,000. That’s right. The Land of Lincoln, otherwise known as the Land of No State Budget, is actually coughing up money. So put on your hats and let’s get this TRS pension party started, shall we?
Since this is a post on investments, let’s get the platitudes out of the way: You’re in it for the long-haul. Look at the market’s performance over time. It’s just a bump in the road. That many Bogleheads can’t be wrong. This also isn’t going to be a post about how my dividends are now … [Read more…]
Despite the honors and AP classes that I was enrolled in throughout primary, secondary, and undergraduate schooling, I am a slow learner. Like, embarrassingly slow. But, I can say wholeheartedly that I have finally and officially learned that a certificate of deposit at my bank is no place for my Roth IRA. Is that a … [Read more…]