Imagine your only option for a retirement plan option is terrible. I don’t mean something trivial like having to use Fidelity instead of Vanguard. I’m not even talking about having your preferred index fund or ETF. What would you do if your 403b option was truly terrible? Asking for a friend. Well, actually, I’m asking … [Read more…]
Personal finance and financial independence: it’s about money. Often times people also point out that it’s not really about money. It’s about time and freedom. But the past few months have reminded me that I’m not only interested in those things. I want more money. I need more time. I love the idea of having … [Read more…]
In the name of science this blog, I attempted a thing: I recycled my shoes. More specifically, I tried recycling my shoes at DSW. I’ve learned a lot of lessons decluttering. One of the most important lessons is that sometimes things are just garbage. But sometimes things aren’t. That’s how I felt about these shoes. … [Read more…]
Fat Tuesday might be my favorite day. It’s always been a day of celebration in my family. In fact, as I type, a bowl of chocolate chip cookie dough ice cream is keeping my keyboard company. What? You thought I was hanging off a float or catching beads? Of course, I like Fat Tuesday because … [Read more…]
If have the Discover It Card, there’s a good chance you’re smiling. It’s a good credit card all of the time. It’s an especially great credit card this quarter. How else can you get 5% cashback on groceries? To take full advantage of the perks of this card and to fill up our Christmas fund, … [Read more…]
I didn’t start the year with a concrete number for how many items I wanted to declutter. I was invited to do a few different challenges. The most dramatic one promised to part ways with 1,000 items. I didn’t accept. Because honestly? It seemed too easy. For a house that generally abides by the clean … [Read more…]
The maturity date on my mortgage is 2042. 2042. 2 0 4 2. It’s a pretty depressing number if you let that fully sink in. My kid will be done with college. My teaching career will be coming to a close. My car will most assuredly fly a la The Jetsons. 2042 is a long … [Read more…]
I’ve written about our decision to opt out of opting out before. In short, major spending restrictions don’t seem to target our money needs right now. Five years ago, when I literally bought an espadrille in every color so I could make a rainbow on my personal Instagram account? Money gods, yes. Now? Not so … [Read more…]
Woohoo! What do financially-savvy and frugal people like more than free things? How about free things that make you better with money? Then don’t miss the details about the giveaway at the bottom of this post. I’ve had an advance copy of Tanja Hester’s Work Optional: Retire Early the Non-Penny-Pinching Way for several weeks now. … [Read more…]
We made a choice when we had our son. We agreed to raise him differently. He eats pizza. He’s even had French fries. If I’m being entirely honest, he’s also eaten crayons, sock fuzz, and whatever he found in the dust pan at the play place that accidentally got left in the middle of the … [Read more…]