Free & Frugal Toddler Fun: The Winter Edition

The weather hasn’t exactly been cooperative. Normally by this time, we’ve seen several snowfalls. This year? We’ve had one dusting that lasted maybe an hour before snowfall turned to rain and snow turned to slush. Layer on the pandemic and COVID restrictions, and it’s easy to see why any family would feel like they have … [Read more…]

Saying No To Myself: A Money Skill I’m Still Trying to Master

Note to Self Word No Telling Myself No

We’ve crested a lot of milestones in 2020. Not only do we have enough money set aside in savings to pay off our mortgage when we’re ready, we can also afford for my husband to take a short-term leave of absence from a work situation that no longer works for our family. Oh. And the … [Read more…]

5 Ways I Saved & Earned – Summer Break Edition

When it comes to getting ahead financially, you can spend less or earn more. You can also do both. Early on in our careers, we spent time scaling back. I got really good at saving–maybe a little too good. Over time, we’ve both climbed across our salary schedules and started other income streams. When we … [Read more…]

6 Ways We Are Helping During the COVID-19 Pandemic That Cost $0

6 Ways to Help During COVID-19 for Free

I believe most people are good. And I also believe that most people want to do good in the world. However, it can be really hard to know how to get started. In this particular moment in history, many families are already feeling a huge financial pinch. While I certainly hope that we’ve put ourselves … [Read more…]

5 Money Moves I Made to Calm Down During the COVID-19 Crisis

5 Money Moves I Made to Calm Down During the COVID-19 Crisis

This has been another week for the history books. And not in a good way. It’s more a “Oh, my gosh, Penny, why did you already eat all the ice cream? It’s only Wednesday” kind of way. Mr. P and I have both tried to stay calm in front of HP. But his schedule is … [Read more…]