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Living a More Purposeful Life One Cent at a Time

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5 Things to Do Today Besides Buying a Mattress

May 31, 2021 by Penny 14 Comments

I’m not entirely sure how it happened, but mattress sales on Memorial Day are ubiquitous across the United States. Then, there are the home good sales. And the linen sales. And the lawn furniture. And the list goes on. While I have nothing against scoring a bargain on something you actually need, no one should … [Read more…]

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Posted in: Save Tagged: charity, Charity Navigator, family, friends, giving, military, no spend, no spending, service, veterans, zero spend

Spending and Sort of Saving Our Stimulus Check

March 24, 2021 by Penny 5 Comments

Whether it’s your first, second, or third, receiving a stimulus check is pretty exciting. So what exactly do you do with it? It depends on who you ask. For many Americans, it’s long-awaited relief that might cover a few bills. For others, it’s an opportunity to make creative purchases. While the original purpose of a … [Read more…]

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Posted in: Spend Tagged: charitable giving, charity, giving, pandemic, shop small, small business, stimulus check

We Could Pay Off Our Mortgage – So Why Aren’t We?

June 15, 2020 by Penny 19 Comments
Waiting to Be Mortgage Free

Somewhere in the swirl of a pandemic, long overdue protests, and a slew of personal ups and downs, we paid our taxes. We also made a really exciting discovery during the deepest financial dive we do all year. A money milestone that I’ve been pursuing relentlessly unfolded: we could pay off our mortgage. But we … [Read more…]

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Posted in: Plan Tagged: COVID, emergency fund, giving, mortgage, mortgage free, mortgage freedom, pandemic

40 Days of Decluttering

February 26, 2020 by Penny 7 Comments
40 Days of Decluttering Project Planning

I used to be really good at decluttering. So good, in fact, that I landed myself on a minimalism podcast (Tiny Bites rocks!). But things came to screeching halt at the end of last year, and I’ve been struggling to embrace decluttering like I once did. It’s hard to pinpoint exactly what happened. In fact, … [Read more…]

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Posted in: Declutter Tagged: charity, clutter, decluttering, giving, kindness, minimalism

Why I Still Pick Up Pennies: An Updated Manifesto of Sorts

December 2, 2019 by Penny 51 Comments
Why I Still Pick Up Pennies A Manifesto of Sorts

Six years ago, it was a late Thanksgiving. I know because we celebrated it with my nana the same as we did every year, and my mom ordered the biggest cheesecake anyone had ever seen. After all, it was Thanksgiving, and it was also my nana’s birthday. She turned 93. She squeezed my hand so … [Read more…]

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Posted in: Wonder Tagged: charitable giving, community, giving, grandma, grandparents, Nana, pennies, saving, spending

To Anyone Who Wonders If Their Giving Matters

June 3, 2019 by Penny 31 Comments

Over the past year, I received two remarkable gestures from two Internet heroes. While I’ve certainly thought about their actions, I haven’t quite been able to find the words to tell the stories. I’m still not sure I have those words. But I want to share their gestures now for two reasons. I want to … [Read more…]

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Posted in: Wonder Tagged: breakfast program, charity, friends, giving, kindness, random acts of kindness, success, support, support system, teaching, testing

Giving is a Muscle: Inspiration from Around the PF Community

November 26, 2018 by Penny 17 Comments

Don’t be a Scrooge. Shockingly, this might be the one thing you read today that has nothing to do with the holidays. While Scrooge’s bad behaviors juxtapose most dramatically with Christmastime, it’s safe to say that he was a miser all year. Which is exactly what this post is about. It’s no secret that the … [Read more…]

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Posted in: Wonder Tagged: charities, charity, community, donate, giving, help, kindness, volunteer, volunteering

What Would You Do with a Lotto Win?

October 24, 2018 by Penny 11 Comments
Lottery Daydreams

Oh. You didn’t win the lottery? Bummer. Me neither.  OK, fine. You don’t play the lottery. Neither do I. In fact, I have a really hard time doing anything other than sinking a few pennies in the slots in Vegas and cashing out right away. I like my money. Sue me. But still, it’s fun to … [Read more…]

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Posted in: Wonder Tagged: Aldi, charitable giving, giving, groceries, lottery, lotto, mortgage, spending

Celebrating Your Money Wins – Volume 6

August 3, 2018 by Penny 6 Comments

It’s Friday! And it’s the first Friday of the month. A long month. If you’re like me, that means there is an automatic money win built into this magical month. (If you’re retired, well, that’s a whole different money win, isn’t it?) It’s a three-paycheck month for me! Woohoo! With back-to-school time just around the … [Read more…]

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Posted in: Celebrate Tagged: car loans, car payments, cars, celebrate, charitable giving, charity, donations, giving, money, money wins, new cars, used cars, yoga

Both is Best: We’re Asking the Wrong Money Questions

April 18, 2018 by Penny 13 Comments

Chocolate or vanilla? Cake or ice cream? Beach or mountains? Either/or questions might have their place when it comes to icebreakers or dating profiles, but they have also become incredibly pervasive in personal finance. Pay down debt or invest? Grow your income or cut expenses? Donate time or donate money? Focus on little leaks or … [Read more…]

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Posted in: Wonder Tagged: budgets, charity, debt, debt payoff, donations, giving, investing, latte, latte factor, mortgage, savings, spending, volunteering
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