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Living a More Purposeful Life One Cent at a Time

giving

Giving is a Muscle: Inspiration from Around the PF Community

November 26, 2018 by Penny 17 Comments

Don’t be a Scrooge. Shockingly, this might be the one thing you read today that has nothing to do with the holidays. While Scrooge’s bad behaviors juxtapose most dramatically with Christmastime, it’s safe to say that he was a miser all year. Which is exactly what this post is about. It’s no secret that the … [Read more…]

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Posted in: Wonder Tagged: charities, charity, community, donate, giving, help, kindness, volunteer, volunteering

What Would You Do with a Lotto Win?

October 24, 2018 by Penny 11 Comments
Lottery Daydreams

Oh. You didn’t win the lottery? Bummer. Me neither.  OK, fine. You don’t play the lottery. Neither do I. In fact, I have a really hard time doing anything other than sinking a few pennies in the slots in Vegas and cashing out right away. I like my money. Sue me. But still, it’s fun to … [Read more…]

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Posted in: Wonder Tagged: Aldi, charitable giving, giving, groceries, lottery, lotto, mortgage, spending

Celebrating Your Money Wins – Volume 6

August 3, 2018 by Penny 6 Comments

It’s Friday! And it’s the first Friday of the month. A long month. If you’re like me, that means there is an automatic money win built into this magical month. (If you’re retired, well, that’s a whole different money win, isn’t it?) It’s a three-paycheck month for me! Woohoo! With back-to-school time just around the … [Read more…]

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Posted in: Celebrate Tagged: car loans, car payments, cars, celebrate, charitable giving, charity, donations, giving, money, money wins, new cars, used cars, yoga

Both is Best: We’re Asking the Wrong Money Questions

April 18, 2018 by Penny 13 Comments

Chocolate or vanilla? Cake or ice cream? Beach or mountains? Either/or questions might have their place when it comes to icebreakers or dating profiles, but they have also become incredibly pervasive in personal finance. Pay down debt or invest? Grow your income or cut expenses? Donate time or donate money? Focus on little leaks or … [Read more…]

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Posted in: Wonder Tagged: budgets, charity, debt, debt payoff, donations, giving, investing, latte, latte factor, mortgage, savings, spending, volunteering

How to Know it’s Time to Bust Your Budget

June 21, 2017 by Penny 16 Comments

Track your spending. Review your expenses. Keep a budget. These are the fundamental aspects of straightening out any money messes you may have gotten into and making your money goals happen. And for good reason. They work! But what if, just like rules, budgets are meant to be broken at times? How would you know?

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Posted in: Spend Tagged: budget, expenses, giving, over budget, planned spending, purchases, spending

A Glimpse Inside 31 Days of Kindness

December 28, 2016 by Penny 17 Comments

Normally, year-end posts are all about numbers. Consumer debt reductions. Mortgage payoffs. Portfolio numbers. Net worth increases. And my last post about paying off $27,000 worth of debt was no exception. But to round out the year, I wanted to highlight one of the few goals that I actually kept that made me most happy. … [Read more…]

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Posted in: Uncategorized Tagged: 2017, charitable giving, charity, future, giving, goals, kindness, kindness challenge, plans, service

Doubting Your Charitable Giving

November 30, 2016 by Penny 42 Comments

Last month, our school participated in a coin competition. While I’m not entirely keen on asking students for money, especially right after all the annual back-to-school fundraisers that also ask kids to sell things to the community for money, I rolled with it. The money was going towards a good cause, and many of my … [Read more…]

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Posted in: Uncategorized Tagged: budget, budgets, charitable giving, comparison, competition, giving, kindness

Montana Money Advenures: Best Money Spent

November 18, 2016 by Penny 21 Comments

Ms. Montana from Montana Money Adventures is on the blog today sharing her take on the best money spent series. Last week, a good money test was spending in ways that gets you more bang for your buck. This week, Ms. Montana has a new way to determine your best money spent: the 2x test.

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Posted in: Guest Posts, Spending Tagged: best money, best money spent, budget, charitable giving, charity, giving, groceries, guest, kindness, spending, travel

If I Were Rich, Where Would I Be?

October 28, 2016 by Penny 41 Comments

“Oh, dear. Bread and beer. If I were rich, I wouldn’t be here.” My grandma used to singsong this jingle when I was little. I would eagerly ask her where she would be. She was always quick to lock her fingers in mine and return a reminder that we could go wherever I wanted. Now … [Read more…]

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Posted in: Uncategorized Tagged: business, charity, dreams, education, FIRE, giving, loans, passion, plans, retirement, service, sponsored, teaching, travel

Ivory Ella: The Elephant in My T-Shirt Drawer

September 12, 2016 by Penny 16 Comments

I suppose I can blame Marie Kondo for this one. Or maybe it was Gwyneth Paltrow and her GOOP tutorial that sent me over the edge. I hate t-shirts. Even since I’ve started decluttering, I’ve been haunted by the sheer volume of t-shirts taking up prime real estate in my closet closets. Gulp. Sure, there … [Read more…]

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Posted in: Uncategorized Tagged: charity, closets, clothing, clutter, giving, GOOP, Ivory Ella, KonMari, race shirt, t-shirts
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