As of late, frugality has come under fire. I should know. I took one of the shots. Recently, though, I have also seen other personal finance writers throw some jabs at frugality. They pulled no punches. A lot of it was ugly, and it was downright incorrect in some instances, which leads me to wonder … [Read more…]
Kids are expensive. I’m going down swinging. But how expensive they are does have some variability. In fact, when it comes to caring for an infant, we have found that we can fit him into our regular budget. This excludes the cost of childcare, of course. Hence why I’m still swinging. But looking back on … [Read more…]
I talk about spending seven dollars on breakfast for the month, and everyone wants to know my secret. Oatmeal. Oatmeal is my secret. And our lunches are so cheap. You know why? Because we make them and because we’ve worked really hard at reducing our expenses. I realize that I’ve talked a lot about what our … [Read more…]
Ms. Montana from Montana Money Adventures is on the blog today sharing her take on the best money spent series. Last week, a good money test was spending in ways that gets you more bang for your buck. This week, Ms. Montana has a new way to determine your best money spent: the 2x test.
My heart started to hammer as I unloaded my grocery cart items onto the conveyer belt and I started to mentally run the numbers. We might not make it under our $200 grocery budget for the month. How could this be? What was different? Did I buy too much fresh produce? Should I put something … [Read more…]
Over the past month, I’ve gone back to clipping coupons. Not “let’s buy free contact solution even though no one wears contacts” couponing. Not “buried under a mountain of Sunday papers” couponing. I’m not even primarily couponing for things I need. I’m couponing for our food pantry.
I admit it. I was hesitant at first. How much money could a mobile savings app really net someone? My first introduction to Ibotta came from some of the extreme couponing sites* I can’t seem to quit. Twenty-five cents back on soup, fifty cents back on a case of bottled water. These women would lose … [Read more…]
Last week, Yahoo Food ran a Refinery 29 piece entitled “What It’s Like to Feed a Family For Less Than $20 a Day”. It was widely read, and if the 3,510 commenters are any indication, it was also widely misunderstood. In a lot of ways, I blame Refinery 29 and Yahoo. Their sexy headline was … [Read more…]
Couponers love to brag. In fact, there are entire databases and websites set up to allow couponers to share their triumphs. Rightfully so, because couponing can help people score major deals. I’m not talking about 50% savings. Couponing brags usually include drastically discounted items, freebies, and moneymakers. Still, I’ve been in the couponing world long … [Read more…]
“Wine is a grocery, not a luxury.” No, Richard Betts, you’re wrong. Last week, I was in the midst of catching up on my favorite podcasts, when I stumbled across that sound bite courtesy of Richard Betts on the Tim Ferriss Show.* While I most certainly understood his point — in his experience, the table … [Read more…]