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Living a More Purposeful Life One Cent at a Time

Four Lessons from My Mom’s Checkbook

February 9, 2018 by Penny 21 Comments

For as long as I can remember, my mom has carried around a checkbook. While some might interpret it as an indicator of her age or of someone who needs to learn a thing or two about modern money, that checkbook has so much to teach. And not just about how many times you can … [Read more…]

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Posted in: Save Tagged: checkbook, checking, consumers, family, mom, money, money habits, saving

10,000 Steps: Why I’m Spending on Fitness

February 5, 2018 by Penny 26 Comments

Move over, 1999. We are going to party like it’s 2013. Or 2014. Or whenever it was that most of the world bought their Fitbits. We might also have to redefine the word party. It’s more like eating financial crow. Here goes nothing.

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Posted in: Spend Tagged: budget, finance, Fitbit, fitness, gym membership, health, spending, wellness

Four Things I Wish I Knew About Financial Progress

February 1, 2018 by Penny 25 Comments

We chat about money. We track our spending. We even make a laughably simple budget every month. (Hello, “Make a Copy” in Google Sheets.) My husband and I have also crushed some major milestones. Some that I’ve celebrated here and others that I haven’t talked about yet. We’ve paid over $80K towards our debt in … [Read more…]

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Posted in: Save Tagged: budget, childcare, compounding, credit score, interest, investing, plans, saving

A Peek at My Perfect Credit Score

January 29, 2018 by Penny 16 Comments

850. Eight hundred fifty perfect points. It happened for the first time a few months ago: My FICO score hit the fabled 850 mark. It was, in a word, perfection. It also gave me the opportunity to think about how I got a perfect credit score. How I Landed a Perfect Credit Score I shop. … [Read more…]

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Posted in: Spend Tagged: credit card, credit rewards, credit score, debt, travel, travel hacking

The Gift I Gave That I’m Getting Back

January 22, 2018 by Penny 26 Comments

I’m a firm believer that whatever someone does with a gift is their business. Maybe they keep it. Maybe they exchange it. Maybe they sell it, regift it, or even throw it away. When you’re none the wiser, it’s easy to not care. But what happens when you are?

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Posted in: Spend Tagged: #MinsGame, clutter, declutter, gift giving, gifts, minimalism

On Money & Missed Opportunities

January 18, 2018 by Penny 31 Comments

When it comes to missed opportunities, they are almost always on my mind. Truthfully, it is a single missed opportunity. I run over it in my mind constantly, if not obsessively, but never once have I uttered any of it aloud. Like thumbing over the edges, instead of cracking open a book to settle in … [Read more…]

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Posted in: Wonder Tagged: contentment, enough, family, hustle, missed opportunities, money, side hustle

How We Slayed $30K Worth of Debt in One Year

January 15, 2018 by Penny 24 Comments

Drumroll, please! Alright, alright. I don’t really need a drumroll since the title is one giant spoiler alert. Since you already know that we put over $30,000 towards our debt in 2017, let’s take a look at how two millennial teachers raising a newborn did it.

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Posted in: Save Tagged: 15-year, 30-year, debt, mortgage, mortgage calculator, mortgage payment

Getting Back in the Poshmark Sales Game

January 10, 2018 by Penny 13 Comments

For a while, I had a pretty reliable income stream thanks to Poshmark. It started out with half a grand in Poshmark sales, then I crossed the thousand dollar mark through a combination of selling sites. And then…nothing. It was the perfect storm: I was super pregnant and Poshmark opened the selling floodgates. Once they … [Read more…]

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Posted in: Make Tagged: declutter, decluttering, income, minimalism. money, online, Poshmark, Poshmark sales, resale, reselling, selling, side hustle

Five Areas That I’m Spending in This Year

January 8, 2018 by Penny 33 Comments

It started with a plunger. A few days into the new year, I noticed our guest toilet was draining a little slowly. Considering the previous owners thought nothing of using the heating vents, the gas fireplace, and the bathroom sinks as garbage disposals, this fact didn’t really surprise me. In fact, like any former Girl … [Read more…]

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Posted in: Spend Tagged: blogging, decluttering, environment, green, hobbies, organization, passion, spending

Frugally Awesome…or Awkward: Holiday Edition

January 3, 2018 by Penny 34 Comments

The holidays are full of awkward moments. Like when your mother-in-law excitedly shepherds you into the family room to see the new family photos she framed. Your two sisters-in-law look like they stepped out of a magazine. And you? Well, you look like a cross between a Goodyear blimp and Violet Beauregarde because that’s what … [Read more…]

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Posted in: Wonder Tagged: awkward, budget, Christmas, frugal, holiday, saving, spending
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