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Living a More Purposeful Life One Cent at a Time

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Sweet Summertime: Celebrating Your Money Wins – Volume 18

July 17, 2019 by Penny 3 Comments
Summer Money Wins Cheers with Fruity Drinks

There’s nothing sweeter than summertime, so I thought it was only fitting that we do some celebrating. Specifically, I wanted to put together a roundup of other people’s money wins in the personal finance community. Why? Because I am spending all of my dollars this summer, so we better ask other people for help here.  … [Read more…]

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Posted in: Celebrate Tagged: debt, DIY, family, frugal, homeowner, loans, money wins, negotiate, summer

Listening to People on Different Pathways

March 28, 2018 by Penny 25 Comments

Blame it all on my roots. This doesn’t have anything to do with boots, black-tie affairs, or Garth Brooks. It has everything to do with how I was raised, and I am not sure I have let everyone in on it. In fact, I know I haven’t. If I had, you might think about those … [Read more…]

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Posted in: Wonder Tagged: blue collar, college, college degree, dad, debt, dropout, entrepreneur, family, first-generation, first-generation graduate, high school dropout, loans, mom, parents, working class

If I Were Rich, Where Would I Be?

October 28, 2016 by Penny 41 Comments

“Oh, dear. Bread and beer. If I were rich, I wouldn’t be here.” My grandma used to singsong this jingle when I was little. I would eagerly ask her where she would be. She was always quick to lock her fingers in mine and return a reminder that we could go wherever I wanted. Now … [Read more…]

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Posted in: Uncategorized Tagged: business, charity, dreams, education, FIRE, giving, loans, passion, plans, retirement, service, sponsored, teaching, travel

A Look at Our Mortgage Numbers

October 3, 2016 by Penny 37 Comments

I am terrible at setting goals. I also don’t really share numbers here. At least not in any streamlined way. If you read my posts about unexpected expenses and the $24k in debt we killed last year, you’ll get a fairly decent picture of my income and my spending. But let’s leave a little mystery … [Read more…]

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Posted in: Plan, Save, Spend Tagged: budget, debt, FI, financial independence, goals, loans, mortgage, numbers, repayment

We Paid Off $18,000 Worth of Debt This Year

December 14, 2015 by Penny 16 Comments

It’s official. By the year’s end, we will have paid off $18,000 worth of debt. Instead of ordering ourselves a bunch of pink plastic flamingos for the yard or sending ourselves a delicious Edible Arrangement, though, we aren’t celebrating this milestone. The reason? We paid off a lot of debt. But we had no other … [Read more…]

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Posted in: Save Tagged: celebrate, debt, extra, goals, loans, mortgage, payment, side hustle, student loans, tuition

How I Fell into Six Figures of Debt Without Noticing

November 12, 2015 by Penny 30 Comments

This blog post is dedicated to that four-letter word that will make any finance blogger blush, twitch, foam at the mouth even: Debt. We have it. We have lots of it. To be precise, Mr. P and I have six figures worth of debt, and the first digit wasn’t even a 1 until this past … [Read more…]

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Posted in: Save, Spend, Wonder Tagged: bad debt, consumerism, debt, financial literacy, good debt, house, housing, loans, mortgage, society

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