She Picks Up Pennies

Living a More Purposeful Life One Cent at a Time

  • Start Here
    • Why Pick Up Pennies?
  • Work With Me
  • Contact & Disclaimer
  • Twitter
  • Facebook
  • Instagram
Living a More Purposeful Life One Cent at a Time

debt payoff

Celebrating a Major Mortgage Milestone

May 14, 2021 by Penny 7 Comments

I’d like to say that since I started this blog, we’ve been on a mission to pay off our debt. But the truth is that I started blogging under the impression we were mostly debt free because our cars were almost paid off…and I didn’t realize a mortgage was debt. I know. I know. Once … [Read more…]

Share this:

  • Click to share on Twitter (Opens in new window)
  • Click to share on Facebook (Opens in new window)
  • Click to share on Pinterest (Opens in new window)
Posted in: Celebrate Tagged: amortization, debt, debt payoff, mortgage, mortgage payments, mortgage payoff

Why We Pushed Pause on Our Debt Payoff Plans

February 24, 2021 by Penny 7 Comments
Welcome home sign pausing mortgage payoff

No, I haven’t crossed over to the dark side. Yes, I still think there’s incredible value in being mortgage free. But for the past few months and into the foreseeable future, we pushed pause on our debt payoff plans. While I initially expected to feel a lot anxiety about this decision, I’m surprisingly resolute. Because … [Read more…]

Share this:

  • Click to share on Twitter (Opens in new window)
  • Click to share on Facebook (Opens in new window)
  • Click to share on Pinterest (Opens in new window)
Posted in: Save Tagged: debt free, debt pay off, debt paydown, debt payoff, leave, leave of absence, maternity leave, mortage, mortgage, mortgage debt

How $39 Changed Our Mortgage Payoff Journey Forever

January 22, 2020 by Penny 29 Comments
How $39 Started Our Mortgage Payoff Journey

Last year was a good year for our mortgage. More accurately, it was a good year for making strides toward getting RID of our mortgage. Not only did our principal dip below six figures for the first time; we also managed to put one of the highest amounts of money toward our principal ever. Thanks … [Read more…]

Share this:

  • Click to share on Twitter (Opens in new window)
  • Click to share on Facebook (Opens in new window)
  • Click to share on Pinterest (Opens in new window)
Posted in: Spend Tagged: debt, debt free, debt paydown, debt payoff, extra mortgage payment, interest, mortgage, mortgage debt, principal

Smashing 6 Figures of Debt & Learning From What Doesn’t Apply to Me

August 19, 2019 by Penny 16 Comments
Paid Off 6 Figures of Debt in 7 Years

There’s no sense in burying the lede: Our mortgage finally dipped below six figures. Specifically, we now owe $99,884. And I can’t stop smiling. Mathematically, very little has changed. Technologically, it was just a few clicks and a single payment. Mentally? Psychologically? Emotionally? That is another story, friends. We all know that money is never … [Read more…]

Share this:

  • Click to share on Twitter (Opens in new window)
  • Click to share on Facebook (Opens in new window)
  • Click to share on Pinterest (Opens in new window)
Posted in: Plan Tagged: debt, debt payoff, goals, inspiration, mortgage, mortgage debt

Lessons Learned from Putting $33K Toward Debt Last Year

March 27, 2019 by Penny 19 Comments
Debt Paydown Progress: $33K in One Year

I hate my mortgage. How’s that for today’s installment of Truths That Surprise No One? No amount of rationalizations have ever made my mortgage seem palatable. I know our interest rate is low. I know we bought at a great time. I know that my money could be working harder for me in the market. … [Read more…]

Share this:

  • Click to share on Twitter (Opens in new window)
  • Click to share on Facebook (Opens in new window)
  • Click to share on Pinterest (Opens in new window)
Posted in: Spend Tagged: debt, debt payoff, expenses, frugal, homeowner, homeownership, income, mortgage, mortgage payments, mortgage payoff

Celebrating Your Money Wins – Volume 12

January 11, 2019 by Penny 8 Comments

Normally, this money wins series is all about celebrating small victories. In past editions, I’ve shouted from the blog rooftops about everything from reversed credit card fees to rounding up paycheck pennies for charitable causes. But you know what? It’s the start of a new year, and it’s time for some major motivation. We made … [Read more…]

Share this:

  • Click to share on Twitter (Opens in new window)
  • Click to share on Facebook (Opens in new window)
  • Click to share on Pinterest (Opens in new window)
Posted in: Celebrate Tagged: debt, debt payoff, freelance, freelancing, money wins, mortgage, part time, quitting, self employment, student loans, writing

Holiday Money Wins 4

December 21, 2018 by Penny 4 Comments
Win with money over the holidays

It’s the shortest day of the year, but we’re going to party hard. And not just because every day from here on out gets a little bit lighter and brighter for a little bit longer. Nope, we’re celebrating because the holiday money wins came pouring in this week. Why? I suspect a lot of us … [Read more…]

Share this:

  • Click to share on Twitter (Opens in new window)
  • Click to share on Facebook (Opens in new window)
  • Click to share on Pinterest (Opens in new window)
Posted in: Celebrate Tagged: 529, celebrations, Christmas gifts, debt, debt payoff, holiday, money wins, student loans, wins

Holiday Money Wins

November 19, 2018 by Penny 5 Comments
Holiday Money Wins

It’s the most wonderful time of the year, and it’s also the spendiest. Or is it? If you believe news channels or angry tweets, then maybe. It seems that most people look at this time of year as one in which we lose what little willpower we have and become total gluttons, mindlessly downing empty … [Read more…]

Share this:

  • Click to share on Twitter (Opens in new window)
  • Click to share on Facebook (Opens in new window)
  • Click to share on Pinterest (Opens in new window)
Posted in: Celebrate Tagged: celebrations, debt payoff, gifting, gifts, holidays, money wins, mortgage, mortgage milestone, presents, Secret Santa, Swagbucks

Celebrating Your Money Wins – Volume 7

August 10, 2018 by Penny 17 Comments

How much money will I have to make before I stop getting excited about free food at work? Alright, friends, I must confess. This is a trick question. I don’t think the dollar amount exists. My money win for the week is actually a look ahead. Teachers are scavengers. Truly. If you think the kids … [Read more…]

Share this:

  • Click to share on Twitter (Opens in new window)
  • Click to share on Facebook (Opens in new window)
  • Click to share on Pinterest (Opens in new window)
Posted in: Celebrate Tagged: celebrate, consumer debt, credit card debt, debt, debt payoff, groceries, grocery budget, money wins, mortgage, mortgage payment, windfall, wins

Both is Best: We’re Asking the Wrong Money Questions

April 18, 2018 by Penny 13 Comments

Chocolate or vanilla? Cake or ice cream? Beach or mountains? Either/or questions might have their place when it comes to icebreakers or dating profiles, but they have also become incredibly pervasive in personal finance. Pay down debt or invest? Grow your income or cut expenses? Donate time or donate money? Focus on little leaks or … [Read more…]

Share this:

  • Click to share on Twitter (Opens in new window)
  • Click to share on Facebook (Opens in new window)
  • Click to share on Pinterest (Opens in new window)
Posted in: Wonder Tagged: budgets, charity, debt, debt payoff, donations, giving, investing, latte, latte factor, mortgage, savings, spending, volunteering
1 2 Next »

Join The SPUP Family Here

New posts, never spam

Recent Posts

  • Three Things I’m Glad I Got Wrong About Minimalism February 10, 2023
  • Why I’m Fine with Failing a No Spend Month January 27, 2023
  • A Simple New Year January 2, 2023

Popular Posts

  • Reselling Books: Is SellBackYourBook.com Legit?
  • Why My View on What to Do with Low Ball Poshmark Offers is Changing
  • Three Things I'm Glad I Got Wrong About Minimalism

Archives

Categories

Womens

Best Financial Blogs

Copyright © 2023 She Picks Up Pennies.

Lifestyle WordPress Theme by themehit.com

 

Loading Comments...