It’s Friday! And it’s the first Friday of the month. A long month. If you’re like me, that means there is an automatic money win built into this magical month. (If you’re retired, well, that’s a whole different money win, isn’t it?) It’s a three-paycheck month for me! Woohoo! With back-to-school time just around the … [Read more…]
How much clutter do you have in your house? Be honest. It’s hard to say, isn’t it? Unless you are one of those outstanding individuals who lives with 13, 37, or 42 things. Then, I’m going to do the math for you. Zero. The answer is zero. You have no clutter. But if you are … [Read more…]
Chocolate or vanilla? Cake or ice cream? Beach or mountains? Either/or questions might have their place when it comes to icebreakers or dating profiles, but they have also become incredibly pervasive in personal finance. Pay down debt or invest? Grow your income or cut expenses? Donate time or donate money? Focus on little leaks or … [Read more…]
It’s no secret that I have too much stuff. Though, since I last posted, I have parted with a considerable about of clutter. Coupons and discount cards from months ago? Gone. A $1 winning lotto scratch off ticket from Christmas? Cashed in. Dozens of books? Listed for sale or donated. My progress is more slow … [Read more…]
Minimalism lite served me well this year. I’m no longer living out the latte effect. My shoes almost all fit into my organizers. There is hope that one day, my husband’s clothes and mine will be able to live side by side in one closet. That’s to say nothing of the money that I’ve made … [Read more…]
Earlier in the week, I penned a call to giving. Of course, volunteering time and talent makes a difference. I’d like to think that Mr. P and I both know that well from firsthand experience. But charitable giving matters just as much–maybe, in some ways, even more. As a result, Mr. P and I work … [Read more…]
The oxygen mask on an airplane analogy is a cornerstone in life lessons. It essentially boils down to the notion that we need to help ourselves before we can effectively help anyone else. I get it. What I don’t understand, though, is the fact that so many people feel that they not only have to … [Read more…]
When it comes to making a donation to a food pantry or a food bank, I used to think it was a no brainer. My mind mapped out a Venn diagram of sorts that considered what my dietary staples included, what I knew to be non-perishable items, and then I tried to scoop up whatever … [Read more…]
Over the past month, I’ve gone back to clipping coupons. Not “let’s buy free contact solution even though no one wears contacts” couponing. Not “buried under a mountain of Sunday papers” couponing. I’m not even primarily couponing for things I need. I’m couponing for our food pantry.
Fresh fruit? Check. Almond milk? Got it. Brown rice? Better grab two. Each week, my grocery list includes a little something extra. Of course, I splurge on treats for myself (hello, chai tea!) and Mr. P (cheers, beer!) every once in a while. But those are not consistent extras. I do, however, routinely add items … [Read more…]