This is not about a no-spend Christmas. I have nothing against people who choose not to spend money on Christmas, or those who choose not to spend in general. But not spending isn’t for me. Instead of focusing on how to eliminate spending entirely (or even mostly!) this holiday season, I’m working on saving money … [Read more…]
Not every money win has to a huge one to matter. Last month, I focused a sizable win. We have enough in savings to wipe out our mortgage. That’s H-U-G-E. But this month? I’m actually equally excited by something that only adds up to maybe $20 or $30 a month. I am officially Diet Coke … [Read more…]
Chocolate or vanilla? Cake or ice cream? Beach or mountains? Either/or questions might have their place when it comes to icebreakers or dating profiles, but they have also become incredibly pervasive in personal finance. Pay down debt or invest? Grow your income or cut expenses? Donate time or donate money? Focus on little leaks or … [Read more…]
This year, we’re getting ready for more. If you’re visited my blog before, you know my closet is no stranger to shoes. While I’ve promised to declutter more and shop less, I’m sure you’ll grant us this one exception. Yup, you guessed it! Mr. P and I are over the moon getting ready for more … [Read more…]
Last month, our school participated in a coin competition. While I’m not entirely keen on asking students for money, especially right after all the annual back-to-school fundraisers that also ask kids to sell things to the community for money, I rolled with it. The money was going towards a good cause, and many of my … [Read more…]
When I walked into work on a Friday halfway through my first year of teaching, I was smiling from ear to ear. The day before, I had my summative evaluation and my boss checked the recommended for rehire box. We shook hands and took turns signing on the dotted line. I set down my bag … [Read more…]
Happy weekend, frugal friends! I hope you’ll enjoy this special weekend post. Welcome to Financially Savvy Saturdays, the savviest personal finance blog hop on the planet, created specifically for personal finance writers! We welcome all things money here. Whether you’ve written anything from money saving green beauty products to budgeting tips, you’re invited to link-up. … [Read more…]