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Living a More Purposeful Life One Cent at a Time

latte

Both is Best: We’re Asking the Wrong Money Questions

April 18, 2018 by Penny 13 Comments

Chocolate or vanilla? Cake or ice cream? Beach or mountains? Either/or questions might have their place when it comes to icebreakers or dating profiles, but they have also become incredibly pervasive in personal finance. Pay down debt or invest? Grow your income or cut expenses? Donate time or donate money? Focus on little leaks or … [Read more…]

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Posted in: Wonder Tagged: budgets, charity, debt, debt payoff, donations, giving, investing, latte, latte factor, mortgage, savings, spending, volunteering

The Real Problem With the Talk About Lattes

November 13, 2017 by Penny 31 Comments

The hill my generation has chosen to die on is a pyramid of latte cups with whipped cream and avocado toast on top. Millennials have made it clear time and time again that they will not tolerate anyone—not billionaires, not Boomers, not billionaire Boomers—telling them they can’t have their morning brew and drink it too. … [Read more…]

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Posted in: Wonder Tagged: avocado toast, coffee, education, latte, latte factor, millennials, poverty, students

Is $100 a Big Deal?

October 17, 2016 by Penny 77 Comments

Tim Ferriss. He’s out of touch. If you somehow missed it, there was this one time when he spitballed the fact that people have $5000 in disposable income to spend each month on his podcast. No, dude, they don’t. But he’s not the only person who might be out of touch with money. Last week, … [Read more…]

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Posted in: Save, Spend, Wonder Tagged: 50/20/30, budget, coffee, fun money, goals, latte, latte factor, spending, Tim Ferriss

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