True to tradition, I will share my debt pay down numbers for 2017 in early January. While I’m eager to crunch the numbers, I wanted to start 2018 with a slight shift. Instead of emphasizing numbers right off the bat, I wanted to share my priorities for the new year, in addition to recapping some … [Read more…]
I am 100% average. When it comes to the average American, he or she spends $906 a year on Christmas. If my Google Sheet lieth not, I’m about to be able to say samesies. You read that right. I’m a personal finance blogger. Who practices frugality. And mindful spending. And toys around with minimalism. And … [Read more…]
There are two camps in personal finance: those who pay their mortgages early and those who don’t. We are in the first camp. Rather, we were. When we found out I was expecting, we took the interwebs’ advice and stopped making extra payments toward our mortgage, funneling the money into a Baby Fund instead. Now … [Read more…]
28, 30, 31. Then, there’s the really unusual 29. No matter how you flip the pages, each month only has so many days. I’ve recently gotten into the groove of setting goals for each month, and I’ve been met with varying degrees of success. Instead of looking at the end of the month as the … [Read more…]
With #GivingTuesday right around the corner, thinking of others is likely to be at the forefront of many people’s minds. Unfortunately, the timing of Giving Tuesday and other holiday donations don’t always jive with people’s budgets time of year. While I would—and do—argue that everyone should include charitable giving in their budgets year round, it … [Read more…]
If you attended FinCon 2017, chances are, you heard a story about bread. It was the tale of a woman—certainly not a digital native—who had a knack for making sourdough bread. With the assistance of another individual, she was able to launch a series of lucrative online courses about bread-making. She hustled, she cultivated her … [Read more…]
It’s no secret that I have mixed feelings about side hustling. Correction: It might be a secret if you missed the post where I called it stupid. While I’m past the point of calling my side hustle names, I do still cringe every time I see it touted as the financial panacea. It’s not always … [Read more…]
The hill my generation has chosen to die on is a pyramid of latte cups with whipped cream and avocado toast on top. Millennials have made it clear time and time again that they will not tolerate anyone—not billionaires, not Boomers, not billionaire Boomers—telling them they can’t have their morning brew and drink it too. … [Read more…]
As a recovering perfectionist, it’s hard for me to admit this. I’ve failed. Again. For the past two months, I’ve attempted the #MinsGame Challenge as a way of confronting the clutter that continues to plague my closets and home. For the past two months, I’ve failed. In September, I failed spectacularly, in October, a little … [Read more…]
Today, the best full-time job I’ve ever had is ending. Don’t get me wrong. I’m going back to a pretty fantastic one. But as I pull out of our driveway and say goodbye to my maternity leave, I can’t help but think about the sixteen-pound drooling baby bossman who made that job so wonderful. I’ve … [Read more…]