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Living a More Purposeful Life One Cent at a Time

priorities

Who Are You Showing Up For?

November 4, 2019 by Penny 19 Comments
No One Has Time Any More for Anyone Else

“No one has time any more for anyone else.” The words sat there, just a few pages into our novel study of Fahrenheit 451. My breath caught in my throat. I’ve read those very words over a dozen times, but this year, they read differently. In 1953, Bradbury predicted many things. From screens that interact … [Read more…]

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Posted in: Wonder Tagged: busy, busy-ness, culture, family, friends, priorities, time, values

The Purpose of Frugality: Find Your Why

May 22, 2019 by Penny 7 Comments
Why Would Someone Want to Be Frugal

“But what’s the point of not really buying anything all the time if we don’t do this?” A comment my husband made while we were mapping out our summer plans stopped me in my tracks. Once again, I forgot the why of frugality. We were knee deep in the middle of ideas–literally. Our dining room … [Read more…]

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Posted in: Save Tagged: 529, budget, child, friends, frugal, frugality, fun, kids, priorities, purpose, savings, travel, values

When It’s Time to Choose Time Over Money

May 15, 2019 by Penny 31 Comments
Choosing Time Over Money

You can always make more money, but what you can’t get more of is time. This statement is both profoundly true everywhere and logistically false in education. The idea that any teacher can simply work hard to earn more income shows little understanding of a profession that is governed by salary schedules, lane changes, and … [Read more…]

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Posted in: Wonder Tagged: budget, education, family, income, priorities, scaling back, stipends, teaching, time

No One Owes You An Apology for Spending Money

June 27, 2018 by Penny 32 Comments

“Well, that’s not stealth wealth.” “Do you know how many years you’re delaying retirement with that kind of spending?” “Could my neighbor keep up with the Joneses any harder?” “I have these friends who would have a lot more money if they just wouldn’t make such bad choices with their money.” It’s easy to spout … [Read more…]

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Posted in: Spend Tagged: advice, consumerism, help, judgement, personal finance, pressure, priorities, spend, spending, values

6 Things My Son is Helping Me Understand About Minimalism

April 9, 2018 by Penny 16 Comments

To say that I’m not sold on minimalism is an understatement. Maybe it’s not minimalism as a whole that I’m skeptical of. Just the kind that comes with a podcast and a really expensive travel bag for sale. But the idea of decluttering and being more intentional with what is allowed to take up space … [Read more…]

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Posted in: Plan Tagged: baby, declutter, decluttering, gifts, less is more, minimalism, priorities, son, toys

What a 28-Day Streak Taught Me About Money

March 1, 2018 by Penny 10 Comments

Happy 2013, everybody! OK, fine. I know what year it really is, but it turns out that for me, it’s also the year of the Fitbit. That’s right. My plan to pay for my health paid off. For 28 days in a row, I met my step goal. Put it another way, I recorded over … [Read more…]

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Posted in: Wonder Tagged: finance, Fitbit, fitness, health, priorities, tracking, wellness

Priorities and Posts for the New Year

January 1, 2018 by Penny 22 Comments

True to tradition, I will share my debt pay down numbers for 2017 in early January. While I’m eager to crunch the numbers, I wanted to start 2018 with a slight shift. Instead of emphasizing numbers right off the bat, I wanted to share my priorities for the new year, in addition to recapping some … [Read more…]

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Posted in: Plan Tagged: baby, earnings, experiences, family, freelancing, goals, new year, priorities, spending

A Brief Hold

October 30, 2017 by Penny 12 Comments

After a weekend at FinCon, I’m filled with inspiration and renewed sense of purpose for my blog. My mind has been racing, and I can’t fill my notebooks fast enough. I am going to make things happen. But first, I’m going to pause. Today marks the final week of my maternity leave. And as much … [Read more…]

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Posted in: Wonder Tagged: blog, family, FinCon, frugal, priorities, rest

Frugally Stupid: Graduation Celebration

October 5, 2016 by Penny 26 Comments

I’ve done a lot of foolish things for the sake of frugality. That one time I kept using hair product after I lopped off 7 inches of hair. It didn’t make my hair look better. In fact, it looked sticky and frizzy and ugh. But I didn’t want to be wasteful. Then, there was that … [Read more…]

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Posted in: Uncategorized Tagged: bills, goals, grad school, graduation, husband, master's degree, party, payment, priorities, tuition

Travel Anyway: Vegas, Baby…Again

September 26, 2016 by Penny 25 Comments

I’m going back to Vegas. Who’s shocked? I know. No one. And maybe everyone. I do a spectacular job of hating on my mortgage. I post about it. I tweet about it. I stress myself out about it with side hustling. I think about it constantly when paying for grad classes to boost my income … [Read more…]

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Posted in: Explore Tagged: airline miles, cheap, free, Las Vegas, MyVegas, priorities, Southwest, spending, travel hacking
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