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Living a More Purposeful Life One Cent at a Time

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Everything I Tried to Buy My Toddler This Weekend

October 7, 2019 by Penny 8 Comments
We Bought Toy Trucks Of Course

Does money ever just feel like it’s burning a hole in your pocket? If I’m being honest, that’s a big reason why I don’t carry cash. It’s too easy and too tempting to spend. But even when I’m budgeting, tracking my expenses, and tucking paper bills out of sight and out of mind, I still … [Read more…]

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Posted in: Spend Tagged: impulse buys, kids, mom, motherhood, shopping, toddler

3 Things My Toddler Helped Me See About Minimalism

January 16, 2019 by Penny 13 Comments
Lessons from My Toddler About Minimalism

Babies are expensive. Newsflash: so are toddlers. I’m fairly certain that any human that I have to feed, clothe, and house is going to be costly. Of course, there are ways to scale back these costs, and I think embracing a more minimal or essential perspective is key. I am not a minimalist by any … [Read more…]

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Posted in: Declutter Tagged: baby, clothing, clutter, creativity, hand-me-downs, less, mom, motherhood, secondhand, son, toddler, toys, used clothes, used toys

Naps are Priceless and Other Things I Learned Going Back to Work

November 5, 2018 by Penny 15 Comments
What It's Like to Be a Working Mom

Exactly one year ago, my maternity leave ended. In some ways, time has never moved faster. In other ways, I can’t believe how much things still feel the same. But for 365 days, I have had a full-time job in addition to being a mom. My son has spent more of the time that he is … [Read more…]

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Posted in: Make Tagged: baby, career, earning, education, income, maternity leave, mom, motherhood, parenting, salary, savings, son, teaching, toddler, work, working

Listening to People on Different Pathways

March 28, 2018 by Penny 25 Comments

Blame it all on my roots. This doesn’t have anything to do with boots, black-tie affairs, or Garth Brooks. It has everything to do with how I was raised, and I am not sure I have let everyone in on it. In fact, I know I haven’t. If I had, you might think about those … [Read more…]

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Posted in: Wonder Tagged: blue collar, college, college degree, dad, debt, dropout, entrepreneur, family, first-generation, first-generation graduate, high school dropout, loans, mom, parents, working class

Four Lessons from My Mom’s Checkbook

February 9, 2018 by Penny 21 Comments

For as long as I can remember, my mom has carried around a checkbook. While some might interpret it as an indicator of her age or of someone who needs to learn a thing or two about modern money, that checkbook has so much to teach. And not just about how many times you can … [Read more…]

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Posted in: Save Tagged: checkbook, checking, consumers, family, mom, money, money habits, saving

FIRE is in My Blood

February 22, 2016 by Penny 12 Comments

The first time I mentioned the revolutionary concept of financial independence early retirement (FIRE) to my mom a few years ago, I was met with a scoff. She applauded the idea of financial independence. But early retirement? It was met with pursed lips, a decided frown, or the click of her tongue behind her teeth … [Read more…]

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Posted in: Save Tagged: advice, early retirement, examples, family, FIRE, goals, lessons, mom

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