Happy summer! It is summer, isn’t it? I ask because I think I’ve spent more time looking for my jacket and snuggling under blankets than anything else lately. Despite the rain and the chill, we’re making lemonade with our summer break. We’re also trying hard to not totally blow our budget. Granted, we did just … [Read more…]
With Memorial Day serving as the unofficial kickoff of summer and today’s temperature starting in the low 50s and nearing 90 by the end of the day, I figure now is as good a time as any to start this. But what exactly am I starting? My plan is to chronicle the summer spending that … [Read more…]
My default setting is programmed to shop. It’s truly an instinct and impulse. I spend a lot of time guarding against it, but I want to acknowledge something very important. Critical even. I. Buy. Things. It doesn’t get said enough. Not like that anyway. No, I don’t mean the excessive line spacing, either. Whenever people … [Read more…]
“But what’s the point of not really buying anything all the time if we don’t do this?” A comment my husband made while we were mapping out our summer plans stopped me in my tracks. Once again, I forgot the why of frugality. We were knee deep in the middle of ideas–literally. Our dining room … [Read more…]
Kids are really expensive. But what if you can get cheap toys? Cheap toys when they’re babies, toddlers, and kids. OK, never mind cheap. What if you learn how to get free toys? Kids are expensive anyway. But that doesn’t mean that learning how to score toys for less isn’t important. It is. In fact, it’s become … [Read more…]
There’s this common misconception that women don’t talk numbers. The truth of the matter is that the women in my life talk numbers far more than any man I know. Take my best friends for example: I know how many boyfriends they have had. I know how many pairs of shoes one friend owns and … [Read more…]
Latte factor: the total cost of your regular, nonessential spending to show how much you could be saving each year. “Look at all that money!” A student gasped, staring at her calculator in disbelief. Sure enough, that burst of excitement flagged the attention of several other students. “Money?” “What money?” “Whose money?” “Where did it … [Read more…]