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Living a More Purposeful Life One Cent at a Time

kids

Toddler Money Diary: Valentine’s Day Party Edition

February 10, 2020 by Penny 6 Comments
You Are Awesome Sauce Valentines Day Toddler Party Tag

There are all sorts of ways to make kids expensive. Celebrating every holiday for instance. But as a family that really does love to celebrate, no matter how made up the occasion, we knew that we were going to say yes to Valentine’s Day!  We knew we wanted to avoid a last-minute Valentine’s Day gift … [Read more…]

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Posted in: Spend Tagged: family money, holidays, kids, money diary, parenting, spending, toddler, toddler money diary, Valentine's Day

Everything I Tried to Buy My Toddler This Weekend

October 7, 2019 by Penny 8 Comments
We Bought Toy Trucks Of Course

Does money ever just feel like it’s burning a hole in your pocket? If I’m being honest, that’s a big reason why I don’t carry cash. It’s too easy and too tempting to spend. But even when I’m budgeting, tracking my expenses, and tucking paper bills out of sight and out of mind, I still … [Read more…]

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Posted in: Spend Tagged: impulse buys, kids, mom, motherhood, shopping, toddler

Reflections on Two Years of the Hardest Job I Ever Loved

July 15, 2019 by Penny 15 Comments
Toddler running down bridge

Two years ago, every single cliche came to life the moment I laid eyes on my son. Or perhaps it was a few moments after that initial instant. Much like a new ship is christened with champagne, this new mom was sprayed with another yellow liquid.  Thanks, kid. Growing up, I never once fantasized about … [Read more…]

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Posted in: Celebrate Tagged: careers, child, jobs, kids, motherhood, parenting, work

Toddler Summer Money Diary: Weeks 4 & 5

July 3, 2019 by Penny 6 Comments
Toddler Summer Money Diary Park Visit

In the first two days of the month, we managed to spend $19 on our toddler. That means it’s official. Kids really are expensive. I kid. Kind of. We’ve actually been basking in the glow of all the fun summertime outdoor adventures these past two weeks. Thankfully, many of them also happen to be free … [Read more…]

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Posted in: Spend Tagged: kids, money diary, summer, summer activities, summer fun, summertime, toddler money, toddler money diary, toddlers

Toddler Summer Money Diary: Weeks 2 & 3

June 19, 2019 by Penny 3 Comments
Mont Royal Toddler Summer Money Diary

Happy summer! It is summer, isn’t it? I ask because I think I’ve spent more time looking for my jacket and snuggling under blankets than anything else lately.  Despite the rain and the chill, we’re making lemonade with our summer break. We’re also trying hard to not totally blow our budget. Granted, we did just … [Read more…]

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Posted in: Spend Tagged: babies, kids, money diary, parenting, spending, toddler money, travel, vacation

Toddler Summer Money Diary: Week 1

June 5, 2019 by Penny 2 Comments

With Memorial Day serving as the unofficial kickoff of summer and today’s temperature starting in the low 50s and nearing 90 by the end of the day, I figure now is as good a time as any to start this. But what exactly am I starting? My plan is to chronicle the summer spending that … [Read more…]

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Posted in: Spend Tagged: expenses, kids, money diary, spending diary, spending journal, summer, toddler

My Plan to Spend a Little Less This Summer

May 29, 2019 by Penny 7 Comments

My default setting is programmed to shop. It’s truly an instinct and impulse. I spend a lot of time guarding against it, but I want to acknowledge something very important. Critical even. I. Buy. Things. It doesn’t get said enough. Not like that anyway. No, I don’t mean the excessive line spacing, either. Whenever people … [Read more…]

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Posted in: Spend Tagged: children, clothes, expenses, expensive, frugal, frugal fun, kids, parks, saving, spending, summer, summer fun, toys

The Purpose of Frugality: Find Your Why

May 22, 2019 by Penny 7 Comments
Why Would Someone Want to Be Frugal

“But what’s the point of not really buying anything all the time if we don’t do this?” A comment my husband made while we were mapping out our summer plans stopped me in my tracks. Once again, I forgot the why of frugality. We were knee deep in the middle of ideas–literally. Our dining room … [Read more…]

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Posted in: Save Tagged: 529, budget, child, friends, frugal, frugality, fun, kids, priorities, purpose, savings, travel, values

6 Ways We Get Free and Cheap Toys

March 20, 2019 by Penny 4 Comments
How to Get Cheap and Free Toys

Kids are really expensive. But what if you can get cheap toys? Cheap toys when they’re babies, toddlers, and kids. OK, never mind cheap. What if you learn how to get free toys? Kids are expensive anyway. But that doesn’t mean that learning how to score toys for less isn’t important. It is. In fact, it’s become … [Read more…]

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Posted in: Save Tagged: child, children, eco-friendly, environmental, free, frugal, garage sales, green, kids, plastic, play, pretend, savings, secondhand, thrift shops, thrifting, toys

The Numbers That I Wish My Friends Would Share

March 8, 2018 by Penny 32 Comments

There’s this common misconception that women don’t talk numbers. The truth of the matter is that the women in my life talk numbers far more than any man I know. Take my best friends for example: I know how many boyfriends they have had. I know how many pairs of shoes one friend owns and … [Read more…]

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Posted in: Wonder Tagged: dogs, family planning, home ownership, kids, own, pay gap, pets, rent, salary, salary schedule
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