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Living a More Purposeful Life One Cent at a Time

finance

The Missing Piece: Helping Others Be Heard

May 4, 2018 by Penny 17 Comments

At times, it takes me a while to speak up. I blame my mom. For whatever reason, she memorized an Omar Khayyám poem and taught it to me at a very young age. I knew all about the idea of being unable to cross out a line after its been written, no matter how many … [Read more…]

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Posted in: Wonder Tagged: Camp FIRE Finance, feminism, finance, platform, Rockstar Finance, speaking up, Women Who Money

Here’s to Strong Women: The End of the Damsel in Financial Distress

April 30, 2018 by Penny 114 Comments

It started at FinCon. Attendees were very generously gifted copies of The Automatic Millionaire. Unfamiliar with the title but well versed in the Latte Factor, I quickly flipped open the book and scanned the accolades that often fill the first few pages. That’s when I saw it. Smart Women Finish Rich.

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Posted in: Wonder Tagged: Dave Ramsey, feminism, finance, money experts, women, women and money

What a 28-Day Streak Taught Me About Money

March 1, 2018 by Penny 10 Comments

Happy 2013, everybody! OK, fine. I know what year it really is, but it turns out that for me, it’s also the year of the Fitbit. That’s right. My plan to pay for my health paid off. For 28 days in a row, I met my step goal. Put it another way, I recorded over … [Read more…]

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Posted in: Wonder Tagged: finance, Fitbit, fitness, health, priorities, tracking, wellness

10,000 Steps: Why I’m Spending on Fitness

February 5, 2018 by Penny 26 Comments

Move over, 1999. We are going to party like it’s 2013. Or 2014. Or whenever it was that most of the world bought their Fitbits. We might also have to redefine the word party. It’s more like eating financial crow. Here goes nothing.

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Posted in: Spend Tagged: budget, finance, Fitbit, fitness, gym membership, health, spending, wellness

Actually, You Need a Credit Score

July 20, 2016 by Penny 14 Comments

Last month, The Minimalists did a podcast on debt. That podcast led to a profusion of tweets about the drawbacks of credit scores. In fact, the underlying message–ripped out of Dave Ramsey’s playbook–was that no one should want a credit score. The Minimalists by way of Ramsey tweeted out that a credit score is nothing … [Read more…]

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Posted in: Uncategorized Tagged: 0%, credit, credit cards, Dave Ramsey, debt, finance, The Minimalists, tool, travel hacking

Frugally Awesome…Or Awkward: Part 4

June 27, 2016 by Penny 22 Comments

There’s something about money: It brings out the best, the worst, and the most awkward side of people. Since I’ve dedicated a fair amount of time this summer to side hustling, I’ve had to do some explaining for how I’m spending my time. I get it. A lot of people think teachers have summers off … [Read more…]

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Posted in: Uncategorized Tagged: finance, hustle, money, savings, side hustle, travel

Financially Savvy Saturdays: One Hundred Sixth Edition

September 5, 2015 by Penny 2 Comments

Happy weekend, frugal friends! I hope you’ll enjoy this special weekend post.  Welcome to Financially Savvy Saturdays, the savviest personal finance blog hop on the planet, created specifically for personal finance writers! We welcome all things money here. Whether you’ve written anything from money saving green beauty products to budgeting tips, you’re invited to link-up. … [Read more…]

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Posted in: Uncategorized Tagged: budgets, finance, frugality, saving, spending

My $7 Breakfast Budget for the Month: An Ode to Oatmeal

September 2, 2015 by Penny 18 Comments

Some say breakfast of champions. I say breakfast of cheapskates. Some people were surprised to hear that our grocery budget goal for this month is $200. It clocks in quite a bit lower than the national “thrifty” average of $387 for two people. I’ll let you in on a secret. Part of why our grocery budget … [Read more…]

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Posted in: Penny Saves Tagged: breakfast, budget, finance, goals, groceries, spending

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