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Living a More Purposeful Life One Cent at a Time

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Teacher Talk: Lessons from Thank You Cards

January 8, 2020 by Penny 13 Comments
Lessons from Thank You Cards

“You’re really writing a card for that?” “But, Miss. It was only a picture!” I’m lucky to receive gifts as a teacher. Of course, I have some favorite teacher gifts from over the years. But I treasure every time a student and their family thinks of me. Recently, it occurred to me that I’ve written … [Read more…]

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Posted in: Wonder Tagged: classroom, contentment, enough, gratitude, lessons, money, students, teacher, teacher talk, time

Who Are You Showing Up For?

November 4, 2019 by Penny 19 Comments
No One Has Time Any More for Anyone Else

“No one has time any more for anyone else.” The words sat there, just a few pages into our novel study of Fahrenheit 451. My breath caught in my throat. I’ve read those very words over a dozen times, but this year, they read differently. In 1953, Bradbury predicted many things. From screens that interact … [Read more…]

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Posted in: Wonder Tagged: busy, busy-ness, culture, family, friends, priorities, time, values

Money Lessons from My Garden

July 20, 2019 by Penny 39 Comments

While I’m a far cry from an expert gardener, it’s been a hobby of mine since I was little. And it’s always been a family affair. I can’t ever recall a summer where my dad and I weren’t trying our hands at a tomato plant or twelve. Not to mention the ill-fated encounter with a … [Read more…]

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Posted in: Invest Tagged: emergency fund, garden, gardening, investing, lessons, money, patience, planning, saving, spending, time

When It’s Time to Choose Time Over Money

May 15, 2019 by Penny 31 Comments
Choosing Time Over Money

You can always make more money, but what you can’t get more of is time. This statement is both profoundly true everywhere and logistically false in education. The idea that any teacher can simply work hard to earn more income shows little understanding of a profession that is governed by salary schedules, lane changes, and … [Read more…]

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Posted in: Wonder Tagged: budget, education, family, income, priorities, scaling back, stipends, teaching, time

Easy Ways to Save Time and Money

March 12, 2018 by Penny 10 Comments

It’s here! The most sleepy day of the year. It isn’t just the day after the start of Daylight Savings Time that makes for a tricky morning, though. In fact, there isn’t a day on the calendar that I don’t feel like I could use a little more time. In that spirit, I thought I … [Read more…]

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Posted in: Plan Tagged: breakfast, Daylight Savings Time, habits, money, planning, saving, single-task, time

Making the Most of a Month

November 30, 2017 by Penny 6 Comments

28, 30, 31. Then, there’s the really unusual 29. No matter how you flip the pages, each month only has so many days. I’ve recently gotten into the groove of setting goals for each month, and I’ve been met with varying degrees of success. Instead of looking at the end of the month as the … [Read more…]

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Posted in: Explore Tagged: 529, family, finances, goals, health, money, planning, routine, streak, success, time

The Current State of My Side Hustle

November 16, 2017 by Penny 18 Comments

It’s no secret that I have mixed feelings about side hustling. Correction: It might be a secret if you missed the post where I called it stupid. While I’m past the point of calling my side hustle names, I do still cringe every time I see it touted as the financial panacea. It’s not always … [Read more…]

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Posted in: Make Tagged: childcare, exams, income, money, side hustle, tests, time, tutor, tutoring

I’m Frugal…Now What?

October 23, 2017 by Penny 23 Comments

Repeat after me: frugality is not a destination. Setting up a budget, tracking spending, and reducing expenses are all essential parts of understanding money. But mastering a $200 grocery budget or figuring out how to address all the awkward encounters after your cheap semi-annual haircut is not the end. Rather, it’s the means to an … [Read more…]

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Posted in: Save Tagged: freedom, frugal, frugal living, frugality, money, retirement, time

The Stupidity of the Side Hustle

May 1, 2017 by Penny 84 Comments

Read virtually any get out of debt success story, and you’re pretty much guaranteed to see two words: side hustle. Want proof? Take a look at ours. It has side hustle written all over it. For as long as I’ve been blogging, I’ve had a lotta-love, little-hate relationship with side hustling. Because my primary side … [Read more…]

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Posted in: Make Tagged: affiliate links, budget, effort, extra income, MLM, passion project, saving, side hustle, spending, time, truths

You Don’t Need to Buy a House…or a Dog

May 4, 2016 by Penny 29 Comments

Two weeks ago, our neighbors announced they were moving and proceeded to list a leather couch, some knickknacks, and their adult cat on our neighborhood social networking site. They wanted money for the furniture. The cat? They’d give that away for free. In the fourteen days that have passed, they’ve everything is taken…except the twelve-year-old … [Read more…]

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Posted in: Uncategorized Tagged: American Dream, cost, dogs, money, ownership, pets, time
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