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Living a More Purposeful Life One Cent at a Time

Celebrating Your Money Wins & A Plutus Nod – Volume 20

August 7, 2019 by Penny 9 Comments
Money Wins Star Confetti Celebrate

In a wild turn of events, my blog was nominated for a Plutus Award again this year. I still can’t find the right words–or really any words–to do this nomination justice. I am beyond thrilled and totally shocked. via GIPHY It was a great reminder to me that there’s always room to celebrate in the … [Read more…]

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Posted in: Celebrate Tagged: debt, emergency fund, expenses, free flights, free travel, home ownership, money wins, side hustle, student loans, summer school, teaching, travel hacking, travel rewards

I Could Save More…But I Don’t Want To

August 5, 2019 by Penny 23 Comments
The Butter is Melting Already

In news that should shock absolutely no one, we don’t calculate our savings rate officially. Just like we don’t track our net worth in a formal capacity…or have a projected FI/FIRE number. And we still have cable. Basically, someone should just come take my money blog away. Even without a formal savings rate calculation, I … [Read more…]

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Posted in: Spend Tagged: budget, needs, savings rate, spending, splurge, stoicism, Tim Ferriss, wants

Toddler Summer Money Diary: Weeks 6 & 7

July 31, 2019 by Penny 4 Comments
Toddler Park Slide Summer Money Diary

Remember how in my last money diary I joked about $19 in 48 hours making kids expensive? Hahahahahahahaha. Here’s live footage of me trying to salvage our budget at the end of July. via GIPHY There’s just something about summertime that means spending in my life. Though if social media is any indication, it’s pretty … [Read more…]

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Posted in: Spend Tagged: baby, budget, diapers, family, free, frugal, money diary, spending, summer, summer budget, toddler

Celebrating Your Money Wins – Volume 19

July 29, 2019 by Penny 10 Comments
Summer Money Wins

Earlier in the month, I thought it would be fun to celebrate summertime money wins. I reached out to the community, and I was floored by the number of people who had money wins to share. Then, a reader reached out to me to let me know that the money wins post was actually linked … [Read more…]

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Posted in: Celebrate Tagged: debt, downsize, downsizing, expenses, extra mortgage payment, FI, FIRE, housing, mortgage, PMI, travel hacking

Should I Worry About Christmas in July?

July 24, 2019 by Penny 3 Comments
Smartphone Apps to Make Money for Real

OK, fine. Worry isn’t the right word. But I am *thinking* about Christmas in July. And if you celebrate that holiday or have any other big end-of-year plans, you should probably be thinking about it, too. Why? Because if you plan far enough in advance, it can be painless and, dare I say, enjoyable. In … [Read more…]

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Posted in: Make Tagged: apps. sinking fund, Christmas, holiday, PayPal, savings

10 Back-to-School Money Moves for Teachers to Make Now

July 22, 2019 by Penny 6 Comments
Smart Money Moves for Teachers to Make School Supplies

Summer is winding down as anyone who has recently set foot in a Target can attest. You can’t move your shopping cart three feet without being assaulted with back-to-school reminders, especially those towering shelves at the Dollar Spot. Just that sentence is enough to send new and veteran teachers alike deep into fantasies about cute … [Read more…]

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Posted in: Teach Tagged: 403(b), 457, back to school, budget, classroom spending, education, education expenses, invest, pension, retirement, school supplies, teachers, teaching

Money Lessons from My Garden

July 20, 2019 by Penny 39 Comments

While I’m a far cry from an expert gardener, it’s been a hobby of mine since I was little. And it’s always been a family affair. I can’t ever recall a summer where my dad and I weren’t trying our hands at a tomato plant or twelve. Not to mention the ill-fated encounter with a … [Read more…]

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Posted in: Invest Tagged: emergency fund, garden, gardening, investing, lessons, money, patience, planning, saving, spending, time

Sweet Summertime: Celebrating Your Money Wins – Volume 18

July 17, 2019 by Penny 3 Comments
Summer Money Wins Cheers with Fruity Drinks

There’s nothing sweeter than summertime, so I thought it was only fitting that we do some celebrating. Specifically, I wanted to put together a roundup of other people’s money wins in the personal finance community. Why? Because I am spending all of my dollars this summer, so we better ask other people for help here.  … [Read more…]

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Posted in: Celebrate Tagged: debt, DIY, family, frugal, homeowner, loans, money wins, negotiate, summer

Reflections on Two Years of the Hardest Job I Ever Loved

July 15, 2019 by Penny 15 Comments
Toddler running down bridge

Two years ago, every single cliche came to life the moment I laid eyes on my son. Or perhaps it was a few moments after that initial instant. Much like a new ship is christened with champagne, this new mom was sprayed with another yellow liquid.  Thanks, kid. Growing up, I never once fantasized about … [Read more…]

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Posted in: Celebrate Tagged: careers, child, jobs, kids, motherhood, parenting, work

“I Don’t Buy My Kid Toys”: June 2019 Decluttering Update

July 10, 2019 by Penny 11 Comments
Decluttering Update June 2019

“I don’t buy my kid toys.” I remember hearing that sentence like it was yesterday. But it wasn’t. It was 12 years ago, and it was at my parents’ house. My cousins were visiting for the holidays with their 1-year-old baby, and that comment was part of their very grateful acceptance of the gift we … [Read more…]

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Posted in: Declutter Tagged: birthdays, consumerism, decluttering, gifts, minimalism, toddler, toys
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