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Living a More Purposeful Life One Cent at a Time

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I Could Save More…But I Don’t Want To

August 5, 2019 by Penny 23 Comments
The Butter is Melting Already

In news that should shock absolutely no one, we don’t calculate our savings rate officially. Just like we don’t track our net worth in a formal capacity…or have a projected FI/FIRE number. And we still have cable. Basically, someone should just come take my money blog away. Even without a formal savings rate calculation, I … [Read more…]

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Posted in: Spend Tagged: budget, needs, savings rate, spending, splurge, stoicism, Tim Ferriss, wants

When It’s Time to Recalibrate

September 5, 2018 by Penny 7 Comments

$140. That’s how far we went over our budget last month. In just one category. As far as our budgets go, it was a bloodbath. It was also proof that if I give myself an inch financially, I’ll take a mile. Or at least a few hundred dollars. Rather than wring my hands or cry … [Read more…]

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Posted in: Plan Tagged: fun money, grocery spending, latte factor, lifestyle creep, lifestyle inflation, needs, saving, savings, spending, wants

Stop Asking Everyone to Buy Things

April 6, 2016 by Penny 32 Comments

This past month, I have learned to say no. I know, I know. Clap a little louder so I can hear you while I take a bow. In the past thirty days, I successfully turned down three in-person Stella & Dot parties; five virtual parties of assorted sundries like lotions, bags, makeup, and diet pills … [Read more…]

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Posted in: Savings Tagged: needs, parties, priorities, saving, spending, Stella & Dot, values, wants

Wine and Other Luxuries On Your Grocery List

October 12, 2015 by Penny 13 Comments

“Wine is a grocery, not a luxury.” No, Richard Betts, you’re wrong. Last week, I was in the midst of catching up on my favorite podcasts, when I stumbled across that sound bite courtesy of Richard Betts on the Tim Ferriss Show.* While I most certainly understood his point — in his experience, the table … [Read more…]

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Posted in: Uncategorized Tagged: budget, groceries, grocery, luxuries, needs, saving, spending, wants

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