She Picks Up Pennies

Living a More Purposeful Life One Cent at a Time

  • Start Here
    • Why Pick Up Pennies?
  • Work With Me
  • Contact & Disclaimer
  • Twitter
  • Facebook
  • Instagram
Living a More Purposeful Life One Cent at a Time

expenses

Celebrating Your Money Wins & A Plutus Nod – Volume 20

August 7, 2019 by Penny 9 Comments
Money Wins Star Confetti Celebrate

In a wild turn of events, my blog was nominated for a Plutus Award again this year. I still can’t find the right words–or really any words–to do this nomination justice. I am beyond thrilled and totally shocked. via GIPHY It was a great reminder to me that there’s always room to celebrate in the … [Read more…]

Share this:

  • Click to share on Twitter (Opens in new window)
  • Click to share on Facebook (Opens in new window)
  • Click to share on Pinterest (Opens in new window)
Posted in: Celebrate Tagged: debt, emergency fund, expenses, free flights, free travel, home ownership, money wins, side hustle, student loans, summer school, teaching, travel hacking, travel rewards

Celebrating Your Money Wins – Volume 19

July 29, 2019 by Penny 10 Comments
Summer Money Wins

Earlier in the month, I thought it would be fun to celebrate summertime money wins. I reached out to the community, and I was floored by the number of people who had money wins to share. Then, a reader reached out to me to let me know that the money wins post was actually linked … [Read more…]

Share this:

  • Click to share on Twitter (Opens in new window)
  • Click to share on Facebook (Opens in new window)
  • Click to share on Pinterest (Opens in new window)
Posted in: Celebrate Tagged: debt, downsize, downsizing, expenses, extra mortgage payment, FI, FIRE, housing, mortgage, PMI, travel hacking

Toddler Summer Money Diary: Week 1

June 5, 2019 by Penny 2 Comments

With Memorial Day serving as the unofficial kickoff of summer and today’s temperature starting in the low 50s and nearing 90 by the end of the day, I figure now is as good a time as any to start this. But what exactly am I starting? My plan is to chronicle the summer spending that … [Read more…]

Share this:

  • Click to share on Twitter (Opens in new window)
  • Click to share on Facebook (Opens in new window)
  • Click to share on Pinterest (Opens in new window)
Posted in: Spend Tagged: expenses, kids, money diary, spending diary, spending journal, summer, toddler

My Plan to Spend a Little Less This Summer

May 29, 2019 by Penny 7 Comments

My default setting is programmed to shop. It’s truly an instinct and impulse. I spend a lot of time guarding against it, but I want to acknowledge something very important. Critical even. I. Buy. Things. It doesn’t get said enough. Not like that anyway. No, I don’t mean the excessive line spacing, either. Whenever people … [Read more…]

Share this:

  • Click to share on Twitter (Opens in new window)
  • Click to share on Facebook (Opens in new window)
  • Click to share on Pinterest (Opens in new window)
Posted in: Spend Tagged: children, clothes, expenses, expensive, frugal, frugal fun, kids, parks, saving, spending, summer, summer fun, toys

Lessons Learned from Putting $33K Toward Debt Last Year

March 27, 2019 by Penny 19 Comments
Debt Paydown Progress: $33K in One Year

I hate my mortgage. How’s that for today’s installment of Truths That Surprise No One? No amount of rationalizations have ever made my mortgage seem palatable. I know our interest rate is low. I know we bought at a great time. I know that my money could be working harder for me in the market. … [Read more…]

Share this:

  • Click to share on Twitter (Opens in new window)
  • Click to share on Facebook (Opens in new window)
  • Click to share on Pinterest (Opens in new window)
Posted in: Spend Tagged: debt, debt payoff, expenses, frugal, homeowner, homeownership, income, mortgage, mortgage payments, mortgage payoff

Celebrating Money Wins – Volume 13

February 11, 2019 by Penny 14 Comments

If I’m being totally honest, I haven’t felt much like celebrating lately. What a way to start a post on money wins, huh? I think I lost the forest for the trees. Or the trees for the forest. Or money doesn’t grow on trees. Or something. Everything has just felt so financially ordinary lately. There … [Read more…]

Share this:

  • Click to share on Twitter (Opens in new window)
  • Click to share on Facebook (Opens in new window)
  • Click to share on Pinterest (Opens in new window)
Posted in: Celebrate Tagged: childcare, children, daycare, debt, expenses, freelancing, money wins, mortgage, savings

What Happened When I Tried to Stop Believing in the Latte Factor

October 29, 2018 by Penny 26 Comments
Is the latte factor real?

It started with a beverage. Of course it did. No, I’m not talking about an actual latte. Truth be told, I don’t drink coffee of any kind. Not even the kind that comes with a heaping of high fructose corn syrup and a caramel swirl. This was a Diet Coke. I had some time to … [Read more…]

Share this:

  • Click to share on Twitter (Opens in new window)
  • Click to share on Facebook (Opens in new window)
  • Click to share on Pinterest (Opens in new window)
Posted in: Spend Tagged: earning, expenses, grocery, grocery budget, income, latte factor, shoes, splurges, Starbucks

How to Know it’s Time to Bust Your Budget

June 21, 2017 by Penny 16 Comments

Track your spending. Review your expenses. Keep a budget. These are the fundamental aspects of straightening out any money messes you may have gotten into and making your money goals happen. And for good reason. They work! But what if, just like rules, budgets are meant to be broken at times? How would you know?

Share this:

  • Click to share on Twitter (Opens in new window)
  • Click to share on Facebook (Opens in new window)
  • Click to share on Pinterest (Opens in new window)
Posted in: Spend Tagged: budget, expenses, giving, over budget, planned spending, purchases, spending

“Kids Don’t Have to Be Expensive”: A Savings Update

April 24, 2017 by Penny 30 Comments

Since I announced Half Penny’s impending arrival, I’ve heard two questions asked with equal gusto: “What do you mean your maternity leave isn’t paid?” and “You know kids don’t have to be expensive, right?”. And the best part is that sometimes the same person will ask both of those questions. Let me break this down … [Read more…]

Share this:

  • Click to share on Twitter (Opens in new window)
  • Click to share on Facebook (Opens in new window)
  • Click to share on Pinterest (Opens in new window)
Posted in: Plan Tagged: baby, bills, expenses, Half Penny, mortgage, planning, savings, side hustle

Our 2017 Budget: The Opposite of Frugal?

January 4, 2017 by Penny 43 Comments

What’s the opposite of frugal? Me, if our 2017 budget is any indication. While I’ve never shared an exact breakdown of our monthly budget, I have hinted at it here and here. And since our budget for January will match all the other months, it’s pretty easy to run the numbers for the year. We’re … [Read more…]

Share this:

  • Click to share on Twitter (Opens in new window)
  • Click to share on Facebook (Opens in new window)
  • Click to share on Pinterest (Opens in new window)
Posted in: Plan Tagged: 2017 budget, budget, cable, cell phones, cut budget, expenses, housing, mortgage, reduce
1 2 Next »

Join The SPUP Family Here

New posts, never spam

Recent Posts

  • Three Things I’m Glad I Got Wrong About Minimalism February 10, 2023
  • Why I’m Fine with Failing a No Spend Month January 27, 2023
  • A Simple New Year January 2, 2023

Popular Posts

  • Shoe Recycling at DSW to Declutter and Earn Cash...Kind Of
  • Reselling Books: Is SellBackYourBook.com Legit?
  • Why My View on What to Do with Low Ball Poshmark Offers is Changing

Archives

Categories

Womens

Best Financial Blogs

Copyright © 2023 She Picks Up Pennies.

Lifestyle WordPress Theme by themehit.com

 

Loading Comments...